Tottori Bank Balance Sheet Health
Financial Health criteria checks 4/6
Tottori Bank has total assets of ¥1,145.6B and total equity of ¥50.0B. Total deposits are ¥1,042.0B, and total loans are ¥866.0B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are ¥124.8B.
Key information
22.9x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥1.04t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥124.76b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8383's Assets to Equity ratio (22.9x) is very high.
Allowance for Bad Loans: 8383 has a low allowance for bad loans (40%).
Low Risk Liabilities: 95% of 8383's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8383 has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 8383's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 8383 has an appropriate level of bad loans (1.2%).