Shiga Bank Balance Sheet Health
Financial Health criteria checks 5/6
Shiga Bank has total assets of ¥7,768.9B and total equity of ¥494.8B. Total deposits are ¥5,896.2B, and total loans are ¥4,432.4B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ¥1,135.1B.
Key information
15.7x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥5.90t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.14t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8366's Assets to Equity ratio (15.7x) is moderate.
Allowance for Bad Loans: 8366 has a low allowance for bad loans (39%).
Low Risk Liabilities: 81% of 8366's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8366 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 8366's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 8366 has an appropriate level of bad loans (1.9%).