Shiga Bank Balance Sheet Health
Financial Health criteria checks 5/6
Shiga Bank has total assets of ¥7,569.8B and total equity of ¥473.9B. Total deposits are ¥5,801.5B, and total loans are ¥4,446.1B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ¥987.0B.
Key information
16x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥5.80t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥986.95b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8366's Assets to Equity ratio (16x) is moderate.
Allowance for Bad Loans: 8366 has a low allowance for bad loans (41%).
Low Risk Liabilities: 82% of 8366's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8366 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 8366's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 8366 has an appropriate level of bad loans (1.9%).