Bank of Toyama Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Toyama has total assets of ¥559.7B and total equity of ¥30.5B. Total deposits are ¥509.8B, and total loans are ¥372.7B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2.8% of total loans. Cash and short-term investments are ¥39.9B.
Key information
18.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥509.76b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥39.90b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8365's Assets to Equity ratio (18.3x) is moderate.
Allowance for Bad Loans: 8365 has a low allowance for bad loans (53%).
Low Risk Liabilities: 96% of 8365's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8365 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 8365's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 8365 has a high level of bad loans (2.8%).