Bank of Toyama Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Toyama has total assets of ¥563.0B and total equity of ¥30.5B. Total deposits are ¥512.2B, and total loans are ¥376.1B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are ¥44.4B.
Key information
18.5x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥512.17b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥44.37b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8365's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: 8365 has a low allowance for bad loans (47%).
Low Risk Liabilities: 96% of 8365's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8365 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 8365's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 8365 has a high level of bad loans (2.9%).