Ogaki Kyoritsu Bank Balance Sheet Health
Financial Health criteria checks 4/6
Ogaki Kyoritsu Bank has total assets of ¥6,787.3B and total equity of ¥329.5B. Total deposits are ¥5,881.1B, and total loans are ¥4,451.4B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥898.1B.
Key information
20.6x
Asset to equity ratio
0.7%
Net interest margin
| Total deposits | JP¥5.88t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥898.09b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8361's Assets to Equity ratio (20.6x) is very high.
Allowance for Bad Loans: 8361 has a low allowance for bad loans (44%).
Low Risk Liabilities: 91% of 8361's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8361 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 8361's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 8361 has an appropriate level of bad loans (1.4%).