Ogaki Kyoritsu Bank Balance Sheet Health
Financial Health criteria checks 4/6
Ogaki Kyoritsu Bank has total assets of ¥6,619.1B and total equity of ¥311.8B. Total deposits are ¥5,761.2B, and total loans are ¥4,495.4B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥592.9B.
Key information
21.2x
Asset to equity ratio
0.7%
Net interest margin
Total deposits | JP¥5.76t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥592.86b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8361's Assets to Equity ratio (21.2x) is very high.
Allowance for Bad Loans: 8361 has a low allowance for bad loans (47%).
Low Risk Liabilities: 91% of 8361's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8361 has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: 8361's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: 8361 has an appropriate level of bad loans (1.4%).