Yamanashi Chuo BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
Yamanashi Chuo BankLtd has total assets of ¥4,584.7B and total equity of ¥213.7B. Total deposits are ¥3,716.9B, and total loans are ¥2,519.0B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are ¥852.7B.
Key information
21.5x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥3.72t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥852.67b |
Recent financial health updates
No updates
Recent updates
Yamanashi Chuo BankLtd (TSE:8360) Has Announced That It Will Be Increasing Its Dividend To ¥32.00
Jul 25
Yamanashi Chuo BankLtd's (TSE:8360) Upcoming Dividend Will Be Larger Than Last Year's
Jul 11Yamanashi Chuo BankLtd (TSE:8360) Is Due To Pay A Dividend Of ¥25.00
Mar 11Yamanashi Chuo BankLtd (TSE:8360) Has Announced A Dividend Of ¥25.00
Feb 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8360's Assets to Equity ratio (21.5x) is very high.
Allowance for Bad Loans: 8360 has a low allowance for bad loans (42%).
Low Risk Liabilities: 85% of 8360's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8360 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 8360's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 8360 has an appropriate level of bad loans (1%).