Yamanashi Chuo BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
Yamanashi Chuo BankLtd has total assets of ¥4,419.2B and total equity of ¥203.4B. Total deposits are ¥3,633.6B, and total loans are ¥2,442.8B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are ¥873.4B.
Key information
21.7x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥3.63t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥873.44b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8360's Assets to Equity ratio (21.7x) is very high.
Allowance for Bad Loans: 8360 has a low allowance for bad loans (44%).
Low Risk Liabilities: 86% of 8360's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8360 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 8360's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: 8360 has an appropriate level of bad loans (1%).