Yamanashi Chuo BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
Yamanashi Chuo BankLtd has total assets of ¥4,464.7B and total equity of ¥215.4B. Total deposits are ¥3,610.8B, and total loans are ¥2,576.3B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are ¥660.8B.
Key information
20.7x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥3.61t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥660.80b |
Recent financial health updates
No updates
Recent updates
Yamanashi Chuo BankLtd (TSE:8360) Is Due To Pay A Dividend Of ¥32.00
Dec 20
Yamanashi Chuo BankLtd (TSE:8360) Has Announced A Dividend Of ¥32.00
Dec 05Yamanashi Chuo BankLtd's (TSE:8360) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 12Yamanashi Chuo BankLtd (TSE:8360) Has Announced That It Will Be Increasing Its Dividend To ¥32.00
Jul 25Yamanashi Chuo BankLtd's (TSE:8360) Upcoming Dividend Will Be Larger Than Last Year's
Jul 11Yamanashi Chuo BankLtd (TSE:8360) Is Due To Pay A Dividend Of ¥25.00
Mar 11Yamanashi Chuo BankLtd (TSE:8360) Has Announced A Dividend Of ¥25.00
Feb 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8360's Assets to Equity ratio (20.7x) is very high.
Allowance for Bad Loans: 8360 has a low allowance for bad loans (43%).
Low Risk Liabilities: 85% of 8360's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8360 has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 8360's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: 8360 has an appropriate level of bad loans (1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 15:50 |
| End of Day Share Price | 2024/12/25 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
The Yamanashi Chuo Bank,Ltd. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tatsuo Majima | Tokai Tokyo Intelligence Laboratory Co., Ltd. |
| Pritish Ture | Virtua Research Inc. |