Suruga Bank Balance Sheet Health
Financial Health criteria checks 4/6
Suruga Bank has total assets of ¥3,543.7B and total equity of ¥291.2B. Total deposits are ¥3,228.8B, and total loans are ¥2,019.6B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 9.8% of total loans. Cash and short-term investments are ¥929.3B.
Key information
12.2x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | JP¥3.23t |
Loan to deposit ratio | Appropriate |
Bad loans | 9.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥929.26b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8358's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: 8358 has a low allowance for bad loans (54%).
Low Risk Liabilities: 99% of 8358's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8358 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 8358's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: 8358 has a high level of bad loans (9.8%).