Suruga Bank Balance Sheet Health
Financial Health criteria checks 4/6
Suruga Bank has total assets of ¥3,444.1B and total equity of ¥297.2B. Total deposits are ¥3,129.8B, and total loans are ¥2,120.7B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 8.9% of total loans. Cash and short-term investments are ¥766.0B.
Key information
11.6x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | JP¥3.13t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 8.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥766.03b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8358's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: 8358 has a low allowance for bad loans (54%).
Low Risk Liabilities: 99% of 8358's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8358 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 8358's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 8358 has a high level of bad loans (8.9%).