Fukuoka Financial Group, Inc.

TSE:8354 Stock Report

Market Cap: JP¥788.4b

Fukuoka Financial Group Valuation

Is 8354 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8354 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8354 (¥4170) is trading below our estimate of fair value (¥8241.23)

Significantly Below Fair Value: 8354 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8354?

Key metric: As 8354 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8354. This is calculated by dividing 8354's market cap by their current earnings.
What is 8354's PE Ratio?
PE Ratio11.3x
EarningsJP¥70.07b
Market CapJP¥788.42b

Price to Earnings Ratio vs Peers

How does 8354's PE Ratio compare to its peers?

The above table shows the PE ratio for 8354 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average14.7x
5831 Shizuoka Financial GroupInc
10.7x6.2%JP¥728.8b
8331 Chiba Bank
13.2x11.9%JP¥861.5b
5844 Kyoto Financial GroupInc
19.7x11.5%JP¥662.4b
7167 Mebuki Financial GroupInc
15.2x1.7%JP¥660.8b
8354 Fukuoka Financial Group
11.3x10.8%JP¥788.4b

Price-To-Earnings vs Peers: 8354 is good value based on its Price-To-Earnings Ratio (11.3x) compared to the peer average (14.7x).

Price to Earnings Ratio vs Industry

How does 8354's PE Ratio compare vs other companies in the JP Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
8354 11.3xIndustry Avg. 9.9xNo. of Companies19PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8354 is expensive based on its Price-To-Earnings Ratio (11.3x) compared to the JP Banks industry average (9.9x).

Price to Earnings Ratio vs Fair Ratio

What is 8354's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8354 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio11.3x
Fair PE Ratio12.4x

Price-To-Earnings vs Fair Ratio: 8354 is good value based on its Price-To-Earnings Ratio (11.3x) compared to the estimated Fair Price-To-Earnings Ratio (12.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 8354 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥4,170.00
JP¥4,498.75
+7.9%
9.3%JP¥5,300.00JP¥4,150.00n/a8
Nov ’25JP¥3,527.00
JP¥4,527.14
+28.4%
9.8%JP¥5,300.00JP¥4,150.00n/a7
Oct ’25JP¥3,667.00
JP¥4,698.57
+28.1%
10.0%JP¥5,300.00JP¥4,150.00n/a7
Sep ’25JP¥3,832.00
JP¥4,872.86
+27.2%
7.8%JP¥5,400.00JP¥4,350.00n/a7
Aug ’25JP¥4,380.00
JP¥4,763.75
+8.8%
9.6%JP¥5,400.00JP¥4,000.00n/a8
Jul ’25JP¥4,426.00
JP¥4,707.50
+6.4%
9.3%JP¥5,400.00JP¥4,000.00n/a8
Jun ’25JP¥4,579.00
JP¥4,542.50
-0.8%
9.1%JP¥5,300.00JP¥4,000.00n/a8
May ’25JP¥4,169.00
JP¥4,542.50
+9.0%
9.1%JP¥5,300.00JP¥4,000.00n/a8
Apr ’25JP¥3,925.00
JP¥4,322.50
+10.1%
12.4%JP¥5,300.00JP¥3,500.00n/a8
Mar ’25JP¥4,021.00
JP¥4,055.00
+0.8%
11.9%JP¥5,200.00JP¥3,500.00n/a8
Feb ’25JP¥3,657.00
JP¥4,055.00
+10.9%
11.9%JP¥5,200.00JP¥3,500.00n/a8
Jan ’25JP¥3,327.00
JP¥4,062.86
+22.1%
12.7%JP¥5,200.00JP¥3,500.00n/a7
Dec ’24JP¥3,492.00
JP¥4,154.29
+19.0%
11.7%JP¥5,200.00JP¥3,500.00n/a7
Nov ’24JP¥4,098.00
JP¥4,097.14
-0.02%
12.2%JP¥5,200.00JP¥3,500.00JP¥3,527.007
Oct ’24JP¥3,579.00
JP¥3,546.67
-0.9%
9.6%JP¥4,140.00JP¥3,100.00JP¥3,667.006
Sep ’24JP¥3,502.00
JP¥3,470.00
-0.9%
6.7%JP¥3,800.00JP¥3,100.00JP¥3,832.006
Aug ’24JP¥3,375.00
JP¥3,098.33
-8.2%
7.2%JP¥3,400.00JP¥2,700.00JP¥4,380.006
Jul ’24JP¥2,973.00
JP¥3,098.33
+4.2%
7.2%JP¥3,400.00JP¥2,700.00JP¥4,426.006
Jun ’24JP¥2,616.00
JP¥3,006.67
+14.9%
10.1%JP¥3,500.00JP¥2,690.00JP¥4,579.006
May ’24JP¥2,560.00
JP¥3,006.67
+17.4%
10.1%JP¥3,500.00JP¥2,690.00JP¥4,169.006
Apr ’24JP¥2,549.00
JP¥3,090.00
+21.2%
9.8%JP¥3,500.00JP¥2,690.00JP¥3,925.006
Mar ’24JP¥3,030.00
JP¥3,053.33
+0.8%
6.0%JP¥3,270.00JP¥2,700.00JP¥4,021.006
Feb ’24JP¥2,947.00
JP¥3,038.33
+3.1%
5.5%JP¥3,200.00JP¥2,700.00JP¥3,657.006
Jan ’24JP¥3,005.00
JP¥2,963.33
-1.4%
6.2%JP¥3,200.00JP¥2,700.00JP¥3,327.006
Dec ’23JP¥2,619.00
JP¥2,808.33
+7.2%
4.0%JP¥3,000.00JP¥2,650.00JP¥3,492.006
Nov ’23JP¥2,519.00
JP¥2,775.00
+10.2%
4.5%JP¥3,000.00JP¥2,650.00JP¥4,098.006

Analyst Forecast: Target price is less than 20% higher than the current share price.

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