Tohoku Bank Balance Sheet Health
Financial Health criteria checks 3/6
Tohoku Bank has total assets of ¥1,027.8B and total equity of ¥38.9B. Total deposits are ¥937.4B, and total loans are ¥679.8B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 3.1% of total loans. Cash and short-term investments are ¥96.5B.
Key information
26.4x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥937.37b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥96.54b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8349's Assets to Equity ratio (26.4x) is very high.
Allowance for Bad Loans: 8349 has a low allowance for bad loans (21%).
Low Risk Liabilities: 95% of 8349's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8349 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 8349's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 8349 has a high level of bad loans (3.1%).