Tohoku Bank Balance Sheet Health
Financial Health criteria checks 3/6
Tohoku Bank has total assets of ¥1,028.2B and total equity of ¥38.7B. Total deposits are ¥944.3B, and total loans are ¥686.4B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2.7% of total loans. Cash and short-term investments are ¥75.1B.
Key information
26.5x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥944.34b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥75.06b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8349's Assets to Equity ratio (26.5x) is very high.
Allowance for Bad Loans: 8349 has a low allowance for bad loans (23%).
Low Risk Liabilities: 95% of 8349's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8349 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 8349's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 8349 has a high level of bad loans (2.7%).