Toho Bank Balance Sheet Health
Financial Health criteria checks 4/6
Toho Bank has total assets of ¥6,780.9B and total equity of ¥202.5B. Total deposits are ¥6,304.2B, and total loans are ¥3,818.7B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ¥1,813.0B.
Key information
33.5x
Asset to equity ratio
0.6%
Net interest margin
| Total deposits | JP¥6.30t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.81t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8346's Assets to Equity ratio (33.5x) is very high.
Allowance for Bad Loans: 8346 has a low allowance for bad loans (49%).
Low Risk Liabilities: 96% of 8346's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8346 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 8346's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: 8346 has an appropriate level of bad loans (1.3%).