The Yamagata Bank, Ltd.

TSE:8344 Stock Report

Market Cap: JP¥31.2b

Yamagata Bank Past Earnings Performance

Past criteria checks 4/6

Yamagata Bank's earnings have been declining at an average annual rate of -2%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 5.2% per year. Yamagata Bank's return on equity is 1.8%, and it has net margins of 5.3%.

Key information

-2.0%

Earnings growth rate

-1.5%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate5.2%
Return on equity1.8%
Net Margin5.3%
Next Earnings Update03 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Yamagata Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8344 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2448,8102,60220,3980
30 Jun 2450,3453,46220,4490
31 Mar 2448,9882,08020,5550
31 Dec 2348,3182,35420,6030
30 Sep 2342,0751,53920,6300
30 Jun 2343,2022,71620,8520
31 Mar 2345,5743,43520,7850
31 Dec 2246,0283,32921,1050
30 Sep 2246,4644,82721,5040
30 Jun 2242,3363,32821,7500
31 Mar 2240,6323,39821,9490
31 Dec 2141,2443,93222,1200
30 Sep 2140,6193,98422,2320
30 Jun 2139,1103,16422,2360
31 Mar 2138,6382,85222,4370
31 Dec 2036,1151,28422,2130
30 Sep 2035,7601,38622,1920
30 Jun 2037,9612,21121,9670
31 Mar 2039,2642,53721,7670
31 Dec 1941,8334,61921,6590
30 Sep 1941,9353,65921,4890
30 Jun 1940,1993,49521,5360
31 Mar 1940,3704,02021,4650
31 Dec 1839,0863,39221,7990
30 Sep 1839,7024,87021,9290
30 Jun 1839,5504,84721,9160
31 Mar 1839,1524,98822,0250
31 Dec 1739,3495,43021,8460
30 Sep 1740,1305,44521,8450
30 Jun 1740,3715,28222,0920
31 Mar 1741,6845,47322,2810
31 Dec 1643,1565,96722,3940
30 Sep 1642,6806,09622,2600
30 Jun 1642,4146,53222,0910
31 Mar 1641,8416,71422,2810
31 Dec 1542,0926,80122,3120
30 Sep 1542,3716,72122,5460
30 Jun 1543,1987,29322,7710
31 Mar 1543,1427,48322,6380
31 Dec 1441,5926,87222,9250
30 Sep 1440,5496,13923,0180
30 Jun 1441,6886,21723,1900
31 Mar 1442,6736,33123,3410

Quality Earnings: 8344 has high quality earnings.

Growing Profit Margin: 8344's current net profit margins (5.3%) are higher than last year (3.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8344's earnings have declined by 2% per year over the past 5 years.

Accelerating Growth: 8344's earnings growth over the past year (69.1%) exceeds its 5-year average (-2% per year).

Earnings vs Industry: 8344 earnings growth over the past year (69.1%) exceeded the Banks industry 22.6%.

Return on Equity

High ROE: 8344's Return on Equity (1.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/11 19:48
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Yamagata Bank, Ltd. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ThreadgoldKeefe, Bruyette & Woods Limited
Pritish TureVirtua Research Inc.