Akita Bank Balance Sheet Health
Financial Health criteria checks 3/6
Akita Bank has total assets of ¥3,626.0B and total equity of ¥160.1B. Total deposits are ¥3,213.1B, and total loans are ¥1,995.6B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 2.7% of total loans. Cash and short-term investments are ¥760.3B.
Key information
22.6x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥3.21t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥760.26b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8343's Assets to Equity ratio (22.6x) is very high.
Allowance for Bad Loans: 8343 has a low allowance for bad loans (25%).
Low Risk Liabilities: 93% of 8343's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8343 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 8343's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: 8343 has a high level of bad loans (2.7%).