Akita Bank Balance Sheet Health
Financial Health criteria checks 3/6
Akita Bank has total assets of ¥3,576.2B and total equity of ¥169.1B. Total deposits are ¥3,188.8B, and total loans are ¥1,977.3B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 3% of total loans. Cash and short-term investments are ¥712.0B.
Key information
21.1x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥3.19t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥712.02b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8343's Assets to Equity ratio (21.1x) is very high.
Allowance for Bad Loans: 8343 has a low allowance for bad loans (29%).
Low Risk Liabilities: 94% of 8343's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8343 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 8343's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: 8343 has a high level of bad loans (3%).