Hokkoku Financial Holdings Past Earnings Performance
Past criteria checks 2/6
Hokkoku Financial Holdings's earnings have been declining at an average annual rate of -3.4%, while the Banks industry saw earnings growing at 4.9% annually. Revenues have been growing at an average rate of 4.7% per year. Hokkoku Financial Holdings's return on equity is 4%, and it has net margins of 11.4%.
Key information
-3.4%
Earnings growth rate
-0.1%
EPS growth rate
| Banks Industry Growth | 4.1% |
| Revenue growth rate | 4.7% |
| Return on equity | 4.0% |
| Net Margin | 11.4% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How Hokkoku Financial Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 79,650 | 9,055 | 33,764 | 0 |
| 31 Dec 23 | 75,499 | 8,000 | 32,531 | 0 |
| 30 Sep 23 | 66,722 | 2,692 | 32,204 | 0 |
| 30 Jun 23 | 61,677 | 1,719 | 31,446 | 0 |
| 31 Mar 23 | 73,813 | 8,741 | 30,992 | 0 |
| 31 Dec 22 | 73,989 | 10,909 | 30,451 | 0 |
| 30 Jun 22 | 74,353 | 13,773 | 30,615 | 0 |
| 31 Mar 22 | 65,619 | 9,387 | 31,038 | 0 |
| 31 Dec 21 | 62,699 | 5,880 | 31,408 | 0 |
| 30 Jun 21 | 70,282 | 11,159 | 31,345 | 0 |
| 31 Mar 21 | 64,202 | 6,752 | 31,261 | 0 |
| 31 Dec 20 | 64,202 | 8,961 | 31,257 | 0 |
| 30 Sep 20 | 61,796 | 7,135 | 31,634 | 0 |
| 30 Jun 20 | 62,270 | 8,555 | 31,588 | 0 |
| 31 Mar 20 | 60,617 | 7,310 | 31,499 | 0 |
| 31 Dec 19 | 61,691 | 8,288 | 31,219 | 0 |
| 30 Sep 19 | 59,878 | 7,998 | 30,761 | 0 |
| 30 Jun 19 | 59,889 | 8,718 | 30,556 | 0 |
| 31 Mar 19 | 58,964 | 8,583 | 30,579 | 0 |
| 31 Dec 18 | 59,015 | 7,714 | 30,703 | 0 |
| 30 Sep 18 | 61,149 | 8,870 | 30,860 | 0 |
| 30 Jun 18 | 60,063 | 8,049 | 31,074 | 0 |
| 31 Mar 18 | 63,021 | 10,163 | 30,901 | 0 |
| 31 Dec 17 | 63,851 | 9,958 | 31,133 | 0 |
| 30 Sep 17 | 62,589 | 9,371 | 31,152 | 0 |
| 30 Jun 17 | 64,569 | 10,749 | 31,181 | 0 |
| 31 Mar 17 | 64,037 | 10,851 | 31,373 | 0 |
| 31 Dec 16 | 75,777 | 14,727 | 30,885 | 0 |
| 30 Sep 16 | 75,725 | 14,257 | 30,710 | 0 |
| 30 Jun 16 | 62,423 | 9,209 | 30,415 | 0 |
| 31 Mar 16 | 72,844 | 9,569 | 30,284 | 0 |
| 31 Dec 15 | 66,772 | 5,343 | 30,978 | 0 |
| 30 Sep 15 | 69,918 | 6,661 | 31,966 | 0 |
| 30 Jun 15 | 69,684 | 10,074 | 32,228 | 0 |
| 31 Mar 15 | 72,577 | 7,989 | 32,281 | 0 |
| 31 Dec 14 | 68,243 | 10,839 | 31,734 | 0 |
| 30 Sep 14 | 64,796 | 9,431 | 31,232 | 0 |
| 30 Jun 14 | 63,895 | 9,897 | 31,461 | 0 |
| 31 Mar 14 | 65,206 | 7,855 | 31,782 | 0 |
| 31 Dec 13 | 58,092 | 6,285 | 31,791 | 0 |
| 30 Sep 13 | 55,156 | 5,016 | 31,832 | 0 |
| 30 Jun 13 | 56,326 | 6,383 | 32,069 | 0 |
Quality Earnings: 7381 has high quality earnings.
Growing Profit Margin: 7381's current net profit margins (11.4%) are lower than last year (11.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 7381's earnings have declined by 3.4% per year over the past 5 years.
Accelerating Growth: 7381's earnings growth over the past year (3.6%) exceeds its 5-year average (-3.4% per year).
Earnings vs Industry: 7381 earnings growth over the past year (3.6%) did not outperform the Banks industry 8.6%.
Return on Equity
High ROE: 7381's Return on Equity (4%) is considered low.