Reported Earnings • Jul 31
First quarter 2027 earnings released: EPS: JP¥33.85 (vs JP¥25.15 in 1Q 2026) First quarter 2027 results: EPS: JP¥33.85 (up from JP¥25.15 in 1Q 2026). Revenue: JP¥22.4b (up 3.4% from 1Q 2026). Net income: JP¥7.52b (up 32% from 1Q 2026). Profit margin: 34% (up from 26% in 1Q 2026). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has only increased by 33% per year, which means it is significantly lagging earnings growth. Declared Dividend • Jul 25
Final dividend of JP¥15.00 announced Shareholders will receive a dividend of JP¥15.00. Ex-date: 29th September 2026 Payment date: 7th December 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 19% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Jun 23
CCI Group, Inc. to Report Q1, 2027 Results on Jul 30, 2026 CCI Group, Inc. announced that they will report Q1, 2027 results on Jul 30, 2026 Reported Earnings • Jun 17
Full year 2026 earnings released: EPS: JP¥55.99 (vs JP¥35.50 in FY 2025) Full year 2026 results: EPS: JP¥55.99 (up from JP¥35.50 in FY 2025). Revenue: JP¥139.5b (up 97% from FY 2025). Net income: JP¥12.6b (up 56% from FY 2025). Profit margin: 9.1% (down from 12% in FY 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 33% per year, which means it is significantly lagging earnings growth. Announcement • Apr 29
CCI Group, Inc., Annual General Meeting, Jun 19, 2026 CCI Group, Inc., Annual General Meeting, Jun 19, 2026. Announcement • Apr 21
CCI Group, Inc. to Report Fiscal Year 2026 Results on Apr 28, 2026 CCI Group, Inc. announced that they will report fiscal year 2026 results on Apr 28, 2026 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥12.00 per share Eligible shareholders must have bought the stock before 30 March 2026. Payment date: 26 May 2026. Payout ratio is a comfortable 27% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of Japanese dividend payers (3.6%). In line with average of industry peers (2.7%). Reported Earnings • Jan 31
Third quarter 2026 earnings released: EPS: JP¥22.49 (vs JP¥5.21 in 3Q 2025) Third quarter 2026 results: EPS: JP¥22.49 (up from JP¥5.21 in 3Q 2025). Revenue: JP¥28.2b (up 41% from 3Q 2025). Net income: JP¥5.08b (up 329% from 3Q 2025). Profit margin: 18% (up from 5.9% in 3Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year whereas the company’s share price has increased by 32% per year. New Risk • Jan 26
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 5.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 0.6% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (5.4% average weekly change). Announcement • Dec 24
CCI Group, Inc. to Report Q3, 2026 Results on Jan 30, 2026 CCI Group, Inc. announced that they will report Q3, 2026 results on Jan 30, 2026 Declared Dividend • Dec 06
First half dividend of JP¥12.00 announced Shareholders will receive a dividend of JP¥12.00. Ex-date: 30th March 2026 Payment date: 26th May 2026 Dividend yield will be 17%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 13% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Buy Or Sell Opportunity • Nov 21
Now 20% overvalued after recent price rise Over the last 90 days, the stock has risen 2.7% to JP¥647. The fair value is estimated to be JP¥537, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 2.9% over the last 3 years. Earnings per share has grown by 22%. Buy Or Sell Opportunity • Nov 04
Now 22% overvalued after recent price rise Over the last 90 days, the stock has risen 18% to JP¥672. The fair value is estimated to be JP¥550, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 2.9% over the last 3 years. Earnings per share has grown by 22%. Reported Earnings • Nov 01
Second quarter 2026 earnings released: EPS: JP¥10.58 (vs JP¥14.25 in 2Q 2025) Second quarter 2026 results: EPS: JP¥10.58 (down from JP¥14.25 in 2Q 2025). Revenue: JP¥23.4b (up 22% from 2Q 2025). Net income: JP¥2.40b (down 27% from 2Q 2025). Profit margin: 10% (down from 17% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth. Buy Or Sell Opportunity • Oct 15
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 19% to JP¥633. The fair value is estimated to be JP¥521, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Announcement • Sep 25
Hokkoku Financial Holdings, Inc. to Report Q2, 2026 Results on Oct 31, 2025 Hokkoku Financial Holdings, Inc. announced that they will report Q2, 2026 results on Oct 31, 2025 Upcoming Dividend • Sep 22
Upcoming dividend of JP¥100.00 per share Eligible shareholders must have bought the stock before 29 September 2025. Payment date: 05 December 2025. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of Japanese dividend payers (3.6%). In line with average of industry peers (3.1%). Reported Earnings • Jul 31
First quarter 2026 earnings released: EPS: JP¥251 (vs JP¥103 in 1Q 2025) First quarter 2026 results: EPS: JP¥251 (up from JP¥103 in 1Q 2025). Revenue: JP¥21.7b (up 8.7% from 1Q 2025). Net income: JP¥5.71b (up 139% from 1Q 2025). Profit margin: 26% (up from 12% in 1Q 2025). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 7% per year. Declared Dividend • Jul 09
Final dividend of JP¥100.00 announced Shareholders will receive a dividend of JP¥100.00. Ex-date: 29th September 2025 Payment date: 5th December 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 6.8% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Board Change • Jul 02
High number of new directors There are 7 new directors who have joined the board in the last 3 years. Independent Outside Director Michio Kondo was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Announcement • Jun 24
Hokkoku Financial Holdings, Inc. to Report Q1, 2026 Results on Jul 30, 2025 Hokkoku Financial Holdings, Inc. announced that they will report Q1, 2026 results on Jul 30, 2025 Announcement • May 14
Tsubakimoto Chain Co. (TSE:6371) agreed to acquire remaining 99.45% stake in Daido Kogyo Co., Ltd. (TSE:6373) from a group of shareholders for ¥12.2 billion. Tsubakimoto Chain Co. (TSE:6371) agreed to acquire remaining 99.45% stake in Daido Kogyo Co., Ltd. (TSE:6373) from a group of shareholders for ¥12.2 billion on May 14, 2025. Upon completion, Tsubakimoto Chain Co. will own 100% stake in Daido Kogyo Co., Ltd. The transaction is subject to approval of merger agreement by target board, approval of offer by target shareholders, consummation of due diligence investigation and subject to antitrust regulations. The Board of Directors of The Board of Directors of Daido Kogyo Co., Ltd. unanimously resolved to implement the share exchange. Daido Kogyo Co., Ltd. formed a special committee for the transaction. The expected completion of the transaction is January 1, 2026.
Nomura Securities Co., Ltd. acted as financial advisor for Tsubakimoto Chain Co. Nomura Securities Co., Ltd. acted as fairness opinion provider for Tsubakimoto Chain Co. Nishimura & Asahi acted as legal advisor for Tsubakimoto Chain Co. SMBC Nikko Securities Inc. acted as financial advisor for Daido Kogyo Co., Ltd. SMBC Nikko Securities Inc. acted as fairness opinion provider for Daido Kogyo Co., Ltd. Anderson Mori & Tomotsune acted as legal advisor for Daido Kogyo Co., Ltd. New Risk • May 04
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 7.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.8% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.2% average weekly change). Reported Earnings • May 01
Full year 2025 earnings released: EPS: JP¥355 (vs JP¥378 in FY 2024) Full year 2025 results: EPS: JP¥355 (down from JP¥378 in FY 2024). Revenue: JP¥73.4b (down 4.9% from FY 2024). Net income: JP¥8.12b (down 10% from FY 2024). Profit margin: 11% (in line with FY 2024). Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings. Buy Or Sell Opportunity • Apr 07
Now 26% undervalued after recent price drop Over the last 90 days, the stock has fallen 17% to JP¥4,380. The fair value is estimated to be JP¥5,934, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.7% over the last 3 years. Earnings per share has declined by 6.9%. Valuation Update With 7 Day Price Move • Apr 03
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to JP¥5,270, the stock trades at a trailing P/E ratio of 17.9x. Average trailing P/E is 10x in the Banks industry in Japan. Total returns to shareholders of 71% over the past three years. Upcoming Dividend • Mar 21
Upcoming dividend of JP¥60.00 per share Eligible shareholders must have bought the stock before 28 March 2025. Payment date: 27 May 2025. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of Japanese dividend payers (3.7%). Lower than average of industry peers (3.1%). Announcement • Mar 20
Hokkoku Financial Holdings, Inc. to Report Fiscal Year 2025 Results on Apr 30, 2025 Hokkoku Financial Holdings, Inc. announced that they will report fiscal year 2025 results on Apr 30, 2025 Reported Earnings • Feb 01
Third quarter 2025 earnings released: EPS: JP¥52.07 (vs JP¥101 in 3Q 2024) Third quarter 2025 results: EPS: JP¥52.07 (down from JP¥101 in 3Q 2024). Revenue: JP¥20.0b (up 2.0% from 3Q 2024). Net income: JP¥1.18b (down 50% from 3Q 2024). Profit margin: 5.9% (down from 12% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 21% per year, which means it is well ahead of earnings. Announcement • Dec 20
Hokkoku Financial Holdings, Inc. to Report Q3, 2025 Results on Jan 31, 2025 Hokkoku Financial Holdings, Inc. announced that they will report Q3, 2025 results on Jan 31, 2025 Declared Dividend • Dec 06
First half dividend of JP¥60.00 announced Shareholders will receive a dividend of JP¥60.00. Ex-date: 28th March 2025 Payment date: 27th May 2025 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 7.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 4.5% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Board Change • Nov 07
Less than half of directors are independent Following the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Outside Director Fumihiko Haga was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Reported Earnings • Nov 01
Second quarter 2025 earnings released: EPS: JP¥143 (vs JP¥10.57 in 2Q 2024) Second quarter 2025 results: EPS: JP¥143 (up from JP¥10.57 in 2Q 2024). Revenue: JP¥20.7b (up 7.4% from 2Q 2024). Net income: JP¥3.27b (up JP¥3.02b from 2Q 2024). Profit margin: 16% (up from 1.3% in 2Q 2024). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 28% per year, which means it is well ahead of earnings. Announcement • Sep 25
Hokkoku Financial Holdings, Inc. to Report Q2, 2025 Results on Oct 30, 2024 Hokkoku Financial Holdings, Inc. announced that they will report Q2, 2025 results on Oct 30, 2024 Upcoming Dividend • Sep 20
Upcoming dividend of JP¥60.00 per share Eligible shareholders must have bought the stock before 27 September 2024. Payment date: 05 December 2024. Payout ratio is a comfortable 53% but the company is not cash flow positive. Trailing yield: 2.5%. Lower than top quartile of Japanese dividend payers (3.8%). Lower than average of industry peers (3.5%). Buy Or Sell Opportunity • Sep 04
Now 22% undervalued after recent price drop Over the last 90 days, the stock has fallen 5.4% to JP¥4,795. The fair value is estimated to be JP¥6,150, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.6% over the last 3 years. Earnings per share has declined by 16%. Buy Or Sell Opportunity • Aug 05
Now 28% undervalued after recent price drop Over the last 90 days, the stock has fallen 10% to JP¥4,390. The fair value is estimated to be JP¥6,110, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.6% over the last 3 years. Earnings per share has declined by 16%. Reported Earnings • Aug 03
First quarter 2025 earnings released: EPS: JP¥103 (vs JP¥265 in 1Q 2024) First quarter 2025 results: EPS: JP¥103 (down from JP¥265 in 1Q 2024). Revenue: JP¥20.0b (down 7.5% from 1Q 2024). Net income: JP¥2.39b (down 64% from 1Q 2024). Profit margin: 12% (down from 31% in 1Q 2024). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has increased by 35% per year, which means it is well ahead of earnings. Declared Dividend • Jul 11
Final dividend increased to JP¥60.00 Dividend of JP¥60.00 is 9.1% higher than last year. Ex-date: 27th September 2024 Payment date: 5th December 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 5.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Jun 26
Hokkoku Financial Holdings, Inc. to Report Q1, 2025 Results on Jul 31, 2024 Hokkoku Financial Holdings, Inc. announced that they will report Q1, 2025 results on Jul 31, 2024 Reported Earnings • Jun 21
Full year 2024 earnings released: EPS: JP¥378 (vs JP¥336 in FY 2023) Full year 2024 results: EPS: JP¥378 (up from JP¥336 in FY 2023). Revenue: JP¥77.2b (up 4.6% from FY 2023). Net income: JP¥9.06b (up 3.6% from FY 2023). Profit margin: 12% (in line with FY 2023). Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 34% per year, which means it is well ahead of earnings. New Risk • May 22
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 5.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 3.4% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (5.7% average weekly change). Reported Earnings • May 01
Full year 2024 earnings released: EPS: JP¥378 (vs JP¥336 in FY 2023) Full year 2024 results: EPS: JP¥378 (up from JP¥336 in FY 2023). Revenue: JP¥79.7b (up 7.9% from FY 2023). Net income: JP¥9.06b (up 3.6% from FY 2023). Profit margin: 11% (in line with FY 2023). Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 27% per year, which means it is well ahead of earnings. Announcement • Apr 29
Hokkoku Financial Holdings, Inc., Annual General Meeting, Jun 14, 2024 Hokkoku Financial Holdings, Inc., Annual General Meeting, Jun 14, 2024. Announcement • Apr 27
Hokkoku Financial Holdings, Inc. (TSE:7381) announces an Equity Buyback for 750,000 shares, representing 3.23% for ¥3,000 million. Hokkoku Financial Holdings, Inc. (TSE:7381) announces a share repurchase program. Under the program, the company will repurchase up to 750,000 shares, representing 3.23% of its issued share capital, for ¥3,000 million. The purpose of the program is to implement flexible capital policies in response to changes in the business environment, to return profits to shareholders in accordance with its shareholder return policy, and to prepare for the issuance of shares under the performance-linked stock compensation plan for directors and the stock issuance plan for employees. The program will be valid till March 31, 2025. As of April 19, 2024, the company had 23,185,405 issued shares (excluding treasury stock) and 2,023,177 treasury shares. Announcement • Mar 23
Hokkoku Financial Holdings, Inc. to Report Fiscal Year 2024 Results on Apr 26, 2024 Hokkoku Financial Holdings, Inc. announced that they will report fiscal year 2024 results on Apr 26, 2024 Upcoming Dividend • Mar 21
Upcoming dividend of JP¥55.00 per share Eligible shareholders must have bought the stock before 28 March 2024. Payment date: 12 June 2024. Payout ratio is a comfortable 32% but the company is not cash flow positive. Trailing yield: 2.2%. Lower than top quartile of Japanese dividend payers (3.2%). Lower than average of industry peers (2.9%). Reported Earnings • Jan 27
Third quarter 2024 earnings released: EPS: JP¥101 (vs JP¥114 loss in 3Q 2023) Third quarter 2024 results: EPS: JP¥101 (up from JP¥114 loss in 3Q 2023). Revenue: JP¥22.2b (up 105% from 3Q 2023). Net income: JP¥2.37b (up JP¥5.31b from 3Q 2023). Profit margin: 11% (up from net loss in 3Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 22% per year, which means it is well ahead of earnings. Announcement • Dec 24
Hokkoku Financial Holdings, Inc. to Report Q3, 2024 Results on Jan 26, 2024 Hokkoku Financial Holdings, Inc. announced that they will report Q3, 2024 results on Jan 26, 2024 New Risk • Oct 30
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.6% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (93% payout ratio). Share price has been volatile over the past 3 months (5.5% average weekly change). Profit margins are more than 30% lower than last year (3.9% net profit margin). Reported Earnings • Oct 29
Second quarter 2024 earnings released: EPS: JP¥10.57 (vs JP¥114 loss in 2Q 2023) Second quarter 2024 results: EPS: JP¥10.57 (up from JP¥114 loss in 2Q 2023). Revenue: JP¥22.1b (up 104% from 2Q 2023). Net income: JP¥257.0m (up JP¥3.19b from 2Q 2023). Profit margin: 1.2% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 21% per year, which means it is well ahead of earnings. Announcement • Sep 24
Hokkoku Financial Holdings, Inc. to Report Q2, 2024 Results on Oct 27, 2023 Hokkoku Financial Holdings, Inc. announced that they will report Q2, 2024 results on Oct 27, 2023 Upcoming Dividend • Sep 21
Upcoming dividend of JP¥55.00 per share at 2.0% yield Eligible shareholders must have bought the stock before 28 September 2023. Payment date: 05 December 2023. The company is paying out more than 100% of its profits and is cash flow negative. Trailing yield: 2.0%. Lower than top quartile of Japanese dividend payers (3.3%). Lower than average of industry peers (3.2%). New Risk • Jul 30
New major risk - Revenue and earnings growth Earnings have declined by 0.3% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 0.3% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (149% payout ratio). Profit margins are more than 30% lower than last year (2.7% net profit margin). Reported Earnings • Jul 29
First quarter 2024 earnings released: EPS: JP¥265 (vs JP¥509 in 1Q 2023) First quarter 2024 results: EPS: JP¥265 (down from JP¥509 in 1Q 2023). Revenue: JP¥22.8b (down 32% from 1Q 2023). Net income: JP¥6.59b (down 52% from 1Q 2023). Profit margin: 29% (down from 40% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 20% per year, which means it is well ahead of earnings. Announcement • Jun 24
Hokkoku Financial Holdings, Inc. to Report Q1, 2024 Results on Jul 28, 2023 Hokkoku Financial Holdings, Inc. announced that they will report Q1, 2024 results on Jul 28, 2023 Reported Earnings • May 09
Full year 2023 earnings released: EPS: JP¥336 (vs JP¥341 in FY 2022) Full year 2023 results: EPS: JP¥336 (down from JP¥341 in FY 2022). Revenue: JP¥75.9b (up 16% from FY 2022). Net income: JP¥8.74b (down 6.9% from FY 2022). Profit margin: 12% (down from 14% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year whereas the company’s share price has increased by 17% per year. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥50.00 per share at 2.6% yield Eligible shareholders must have bought the stock before 30 March 2023. Payment date: 15 June 2023. Trailing yield: 2.6%. Lower than top quartile of Japanese dividend payers (3.6%). Lower than average of industry peers (4.0%). Board Change • Jan 28
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 10 experienced directors. No highly experienced directors. was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Announcement • Dec 24
Hokkoku Financial Holdings, Inc. to Report Q3, 2023 Results on Jan 27, 2023 Hokkoku Financial Holdings, Inc. announced that they will report Q3, 2023 results on Jan 27, 2023 Board Change • Nov 16
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 10 experienced directors. No highly experienced directors. was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Announcement • Sep 24
Hokkoku Financial Holdings, Inc. to Report Q2, 2023 Results on Oct 28, 2022 Hokkoku Financial Holdings, Inc. announced that they will report Q2, 2023 results on Oct 28, 2022 Upcoming Dividend • Sep 22
Upcoming dividend of JP¥50.00 per share Eligible shareholders must have bought the stock before 29 September 2022. Payment date: 05 December 2022. Trailing yield: 2.1%. Lower than top quartile of Japanese dividend payers (3.7%). Lower than average of industry peers (4.4%). Buying Opportunity • May 17
Now 24% undervalued Over the last 90 days, the stock is up 17%. The fair value is estimated to be JP¥5,288, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.3% over the last 3 years. Earnings per share has grown by 8.1%. Announcement • May 02
Hokkoku Financial Holdings, Inc., Annual General Meeting, Jun 14, 2022 Hokkoku Financial Holdings, Inc., Annual General Meeting, Jun 14, 2022. Valuation Update With 7 Day Price Move • Apr 29
Investor sentiment improved over the past week After last week's 19% share price gain to JP¥3,740, the stock trades at a trailing P/E ratio of 8.7x. Average trailing P/E is 6x in the Banks industry in Japan. Total returns to shareholders of 19% over the past three years. Board Change • Apr 27
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 10 experienced directors. No highly experienced directors. was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Announcement • Apr 08
Hokkoku Financial Holdings, Inc. to Report Fiscal Year 2022 Results on Apr 28, 2022 Hokkoku Financial Holdings, Inc. announced that they will report fiscal year 2022 results on Apr 28, 2022