Juroku Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Juroku Financial GroupInc has total assets of ¥7,535.0B and total equity of ¥450.8B. Total deposits are ¥6,401.7B, and total loans are ¥4,815.2B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥974.0B.
Key information
16.7x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥6.40t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥973.95b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7380's Assets to Equity ratio (16.7x) is moderate.
Allowance for Bad Loans: 7380 has a low allowance for bad loans (36%).
Low Risk Liabilities: 90% of 7380's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7380 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 7380's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 7380 has an appropriate level of bad loans (1.4%).