Juroku Financial Group,Inc.

TSE:7380 Stock Report

Market Cap: JP¥146.0b

Juroku Financial GroupInc Balance Sheet Health

Financial Health criteria checks 5/6

Juroku Financial GroupInc has total assets of ¥7,691.9B and total equity of ¥442.5B. Total deposits are ¥6,524.6B, and total loans are ¥4,836.3B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ¥1,095.7B.

Key information

17.4x

Asset to equity ratio

0.8%

Net interest margin

Total deposits

JP¥6.52t

Loan to deposit ratio

Appropriate

Bad loans

1.3%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

JP¥1.10t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 7380's Assets to Equity ratio (17.4x) is moderate.

Allowance for Bad Loans: 7380 has a low allowance for bad loans (37%).

Low Risk Liabilities: 90% of 7380's liabilities are made up of primarily low risk sources of funding.

Loan Level: 7380 has an appropriate level of Loans to Assets ratio (63%).

Low Risk Deposits: 7380's Loans to Deposits ratio (74%) is appropriate.

Level of Bad Loans: 7380 has an appropriate level of bad loans (1.3%).


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