Daishi Hokuetsu Financial Group Balance Sheet Health
Financial Health criteria checks 3/6
Daishi Hokuetsu Financial Group has total assets of ¥10,821.4B and total equity of ¥456.8B. Total deposits are ¥8,517.5B, and total loans are ¥5,339.2B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are ¥2,353.2B.
Key information
23.7x
Asset to equity ratio
0.7%
Net interest margin
Total deposits | JP¥8.52t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥2.35t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7327's Assets to Equity ratio (23.7x) is very high.
Allowance for Bad Loans: 7327 has a low allowance for bad loans (23%).
Low Risk Liabilities: 82% of 7327's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7327 has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: 7327's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: 7327 has a high level of bad loans (2.3%).