Nishi-Nippon Financial Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Nishi-Nippon Financial Holdings has total assets of ¥13,541.0B and total equity of ¥585.7B. Total deposits are ¥10,477.5B, and total loans are ¥9,567.2B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ¥1,981.0B.
Key information
23.1x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥10.48t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.98t |
Recent financial health updates
Recent updates
Nishi-Nippon Financial Holdings (TSE:7189) Has Announced That It Will Be Increasing Its Dividend To ¥35.00
Jan 13
Nishi-Nippon Financial Holdings' (TSE:7189) Upcoming Dividend Will Be Larger Than Last Year's
Dec 30Nishi-Nippon Financial Holdings (TSE:7189) Is Paying Out A Larger Dividend Than Last Year
Dec 11Nishi-Nippon Financial Holdings' (TSE:7189) Dividend Will Be ¥30.00
Sep 27Nishi-Nippon Financial Holdings (TSE:7189) Will Pay A Dividend Of ¥30.00
Aug 08Nishi-Nippon Financial Holdings' (TSE:7189) Dividend Will Be ¥30.00
Jul 25Nishi-Nippon Financial Holdings (TSE:7189) Has Announced A Dividend Of ¥30.00
Jul 11Nishi-Nippon Financial Holdings' (TSE:7189) Upcoming Dividend Will Be Larger Than Last Year's
Mar 21Nishi-Nippon Financial Holdings (TSE:7189) Is Increasing Its Dividend To ¥30.00
Feb 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7189's Assets to Equity ratio (23.1x) is very high.
Allowance for Bad Loans: 7189 has a low allowance for bad loans (29%).
Low Risk Liabilities: 81% of 7189's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7189 has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: 7189's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: 7189 has an appropriate level of bad loans (1.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/07 13:13 |
| End of Day Share Price | 2025/02/07 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Nishi-Nippon Financial Holdings, Inc. is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tatsuya Kubo | BofA Global Research |
| Maoki Matsuno | Daiwa Securities Co. Ltd. |
| Akito Kono | J.P. Morgan |