Nishi-Nippon Financial Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Nishi-Nippon Financial Holdings has total assets of ¥14,087.4B and total equity of ¥557.6B. Total deposits are ¥10,590.9B, and total loans are ¥9,180.0B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are ¥2,778.6B.
Key information
25.3x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥10.59t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥2.78t |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7189's Assets to Equity ratio (25.3x) is very high.
Allowance for Bad Loans: 7189 has a low allowance for bad loans (29%).
Low Risk Liabilities: 78% of 7189's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7189 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 7189's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: 7189 has an appropriate level of bad loans (1.6%).