Kyushu Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Kyushu Financial GroupInc has total assets of ¥13,429.1B and total equity of ¥707.7B. Total deposits are ¥10,535.1B, and total loans are ¥8,759.9B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ¥2,156.8B.
Key information
19x
Asset to equity ratio
0.9%
Net interest margin
| Total deposits | JP¥10.54t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥2.16t |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7180's Assets to Equity ratio (19x) is moderate.
Allowance for Bad Loans: 7180 has a low allowance for bad loans (51%).
Low Risk Liabilities: 83% of 7180's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7180 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 7180's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 7180 has an appropriate level of bad loans (1.7%).