Kyushu Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Kyushu Financial GroupInc has total assets of ¥13,419.0B and total equity of ¥688.9B. Total deposits are ¥10,445.1B, and total loans are ¥8,694.0B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥2,301.6B.
Key information
19.5x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥10.45t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥2.30t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7180's Assets to Equity ratio (19.5x) is moderate.
Allowance for Bad Loans: 7180 has a low allowance for bad loans (48%).
Low Risk Liabilities: 82% of 7180's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7180 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 7180's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 7180 has an appropriate level of bad loans (1.8%).