Kyoto Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Kyoto Financial GroupInc has total assets of ¥11,584.9B and total equity of ¥1,092.6B. Total deposits are ¥9,187.0B, and total loans are ¥6,948.1B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥1,216.9B.
Key information
10.6x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥9.19t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.22t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5844's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: 5844 has a low allowance for bad loans (35%).
Low Risk Liabilities: 88% of 5844's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5844 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 5844's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 5844 has an appropriate level of bad loans (1.4%).