Shizuoka Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Shizuoka Financial GroupInc has total assets of ¥15,824.8B and total equity of ¥1,135.7B. Total deposits are ¥11,869.4B, and total loans are ¥10,324.6B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are ¥1,710.3B.
Key information
13.9x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥11.87t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.71t |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5831's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: 5831 has a low allowance for bad loans (50%).
Low Risk Liabilities: 81% of 5831's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5831 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 5831's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: 5831 has an appropriate level of bad loans (1%).