Miyazaki Taiyo Bank Balance Sheet Health
Financial Health criteria checks 5/6
Miyazaki Taiyo Bank has total assets of ¥806.4B and total equity of ¥44.4B. Total deposits are ¥757.1B, and total loans are ¥542.4B earning a Net Interest Margin of 1.2%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥70.5B.
Key information
18.2x
Asset to equity ratio
1.2%
Net interest margin
| Total deposits | JP¥757.14b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥70.50b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8560's Assets to Equity ratio (18.2x) is moderate.
Allowance for Bad Loans: 8560 has a low allowance for bad loans (23%).
Low Risk Liabilities: 99% of 8560's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8560 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 8560's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8560 has an appropriate level of bad loans (1.8%).