Chikuho Bank Balance Sheet Health
Financial Health criteria checks 3/6
Chikuho Bank has total assets of ¥893.4B and total equity of ¥36.5B. Total deposits are ¥828.0B, and total loans are ¥565.2B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 3% of total loans. Cash and short-term investments are ¥62.1B.
Key information
24.4x
Asset to equity ratio
1.0%
Net interest margin
Total deposits | JP¥827.97b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥62.06b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8398's Assets to Equity ratio (24.4x) is very high.
Allowance for Bad Loans: 8398 has a low allowance for bad loans (11%).
Low Risk Liabilities: 97% of 8398's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8398 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 8398's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 8398 has a high level of bad loans (3%).