NOT FOR DISTRIBUTION

Market Cap

د.أ36.9m

Last Updated

2021/09/17 11:32 UTC

Data Sources

Company Financials

Executive Summary

Comprehensive Leasing Company provides financing services in Jordan and Iraq. More Details


Snowflake Analysis

Acceptable track record and slightly overvalued.

Share Price & News

How has Comprehensive Leasing's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: Insufficient data to determine LEAS's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine LEAS's volatility change over the past year.


Market Performance


7 Day Return

15.3%

LEAS

-0.01%

JO Diversified Financial

-0.4%

JO Market


1 Year Return

n/a

LEAS

40.3%

JO Diversified Financial

36.5%

JO Market

Return vs Industry: Insufficient data to determine how LEAS performed against the JO Diversified Financial industry.

Return vs Market: Insufficient data to determine how LEAS performed against the JO Market.


Shareholder returns

LEASIndustryMarket
7 Day15.3%-0.01%-0.4%
30 Day15.3%7.0%3.2%
90 Dayn/a12.4%-6.2%
1 Yearn/a49.1%40.3%40.7%36.5%
3 Yearn/a41.9%28.4%11.0%0.5%
5 Year86.4%31.8%68.8%43.5%17.5%-2.9%

Long-Term Price Volatility Vs. Market

How volatile is Comprehensive Leasing's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Comprehensive Leasing undervalued compared to its fair value and its price relative to the market?

8.81x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: LEAS (JOD3.69) is trading above our estimate of fair value (JOD1.43)

Significantly Below Fair Value: LEAS is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: LEAS is good value based on its PE Ratio (8.8x) compared to the Asian Diversified Financial industry average (15.6x).

PE vs Market: LEAS is good value based on its PE Ratio (8.8x) compared to the JO market (13.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate LEAS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: LEAS is overvalued based on its PB Ratio (2x) compared to the XA Diversified Financial industry average (0.8x).


Future Growth

How is Comprehensive Leasing forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Comprehensive Leasing has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Comprehensive Leasing performed over the past 5 years?

16.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: LEAS has high quality earnings.

Growing Profit Margin: LEAS's current net profit margins (58.8%) are higher than last year (57.8%).


Past Earnings Growth Analysis

Earnings Trend: LEAS's earnings have grown by 16% per year over the past 5 years.

Accelerating Growth: LEAS's earnings growth over the past year (7.5%) is below its 5-year average (16% per year).

Earnings vs Industry: LEAS earnings growth over the past year (7.5%) underperformed the Diversified Financial industry 20.4%.


Return on Equity

High ROE: Whilst LEAS's Return on Equity (22.27%) is high, this metric is skewed due to their high level of debt.


Financial Health

How is Comprehensive Leasing's financial position?


Financial Position Analysis

Short Term Liabilities: LEAS's short term assets (JOD70.9M) exceed its short term liabilities (JOD40.0M).

Long Term Liabilities: LEAS's short term assets (JOD70.9M) exceed its long term liabilities (JOD34.5M).


Debt to Equity History and Analysis

Debt Level: LEAS's debt to equity ratio (375.9%) is considered high.

Reducing Debt: LEAS's debt to equity ratio has increased from 310.5% to 375.9% over the past 5 years.

Debt Coverage: LEAS's debt is not well covered by operating cash flow (11.1%).

Interest Coverage: Insufficient data to determine if LEAS's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Comprehensive Leasing current dividend yield, its reliability and sustainability?

6.50%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: LEAS's dividend (6.5%) is higher than the bottom 25% of dividend payers in the JO market (3.5%).

High Dividend: LEAS's dividend (6.5%) is low compared to the top 25% of dividend payers in the JO market (6.7%).


Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, LEAS has been paying a dividend for less than 10 years.

Growing Dividend: LEAS's dividend payments have increased, but the company has only paid a dividend for 6 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (57.5%), LEAS's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

16.6yrs

Average management tenure


CEO

Ilea Wakileh

no data

Tenure

د.أ190,999

Compensation

Mr. Ilea Jad Wakileh serves as the General Manager and Director at Comprehensive Leasing Company Plc.


CEO Compensation Analysis

Compensation vs Market: Insufficient data to establish whether Ilea's total compensation is reasonable compared to companies of similar size in the JO market.

Compensation vs Earnings: Insufficient data to compare Ilea's compensation with company performance.


Leadership Team

Experienced Management: LEAS's management team is seasoned and experienced (16.6 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Comprehensive Leasing Company's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Comprehensive Leasing Company
  • Ticker: LEAS
  • Exchange: ASE
  • Founded: 2004
  • Industry: Specialized Finance
  • Sector: Diversified Financials
  • Market Cap: د.أ36.900m
  • Shares outstanding: 10.00m
  • Website: https://c-leasing.com

Location

  • Comprehensive Leasing Company
  • Building No. 207
  • Zahran Street
  • Amman
  • Jordan

Listings


Biography

Comprehensive Leasing Company provides financing services in Jordan and Iraq. It offers vehicle, industrial machinery, medical equipment, and real estate finance leasing services to individuals and corpora...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/09/17 11:32
End of Day Share Price2021/09/16 00:00
Earnings2020/09/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.