Arab Bank Group

ASE:ARBK Stock Report

Market Cap: د.أ3.1b

Arab Bank Group Valuation

Is ARBK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ARBK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate ARBK's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate ARBK's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for ARBK?

Key metric: As ARBK is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ARBK. This is calculated by dividing ARBK's market cap by their current earnings.
What is ARBK's PE Ratio?
PE Ratio4.8x
EarningsUS$897.87m
Market CapUS$4.33b

Price to Earnings Ratio vs Peers

How does ARBK's PE Ratio compare to its peers?

The above table shows the PE ratio for ARBK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average9.7x
THBK Housing Bank for Trade and Finance
7.5xn/aد.أ1.1b
JOIB Jordan Islamic Bank
12.7xn/aد.أ812.0m
CAPL Capital Bank of Jordan
6.4x16.5%د.أ528.7m
BOJX Bank of Jordan
12.3xn/aد.أ452.0m
ARBK Arab Bank Group
4.8x2.4%د.أ3.1b

Price-To-Earnings vs Peers: ARBK is good value based on its Price-To-Earnings Ratio (4.8x) compared to the peer average (9.7x).

Price to Earnings Ratio vs Industry

How does ARBK's PE Ratio compare vs other companies in the Asian Banks Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
ARBK 4.8xIndustry Avg. 8.9xNo. of Companies81PE0612182430+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ARBK is good value based on its Price-To-Earnings Ratio (4.8x) compared to the Asian Banks industry average (8.9x).

Price to Earnings Ratio vs Fair Ratio

What is ARBK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ARBK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio4.8x
Fair PE Ratio6.8x

Price-To-Earnings vs Fair Ratio: ARBK is good value based on its Price-To-Earnings Ratio (4.8x) compared to the estimated Fair Price-To-Earnings Ratio (6.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ARBK forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentد.أ4.80
د.أ5.48
+14.3%
5.5%د.أ5.79د.أ5.18n/a2
Jan ’26د.أ4.50
د.أ5.15
+14.5%
12.1%د.أ5.78د.أ4.53n/a2
Dec ’25د.أ4.31
د.أ5.15
+19.5%
12.1%د.أ5.78د.أ4.53n/a2
Nov ’25د.أ4.25
د.أ5.19
+22.0%
12.7%د.أ5.84د.أ4.53n/a2
Oct ’25د.أ4.21
د.أ5.19
+23.2%
12.7%د.أ5.84د.أ4.53n/a2
Sep ’25د.أ4.25
د.أ5.18
+21.9%
12.5%د.أ5.83د.أ4.53n/a2
Aug ’25د.أ4.26
د.أ5.17
+21.4%
12.4%د.أ5.81د.أ4.53n/a2
May ’25د.أ4.30
د.أ5.86
+36.2%
6.7%د.أ6.25د.أ5.47n/a2
Apr ’25د.أ4.38
د.أ5.86
+33.8%
6.7%د.أ6.25د.أ5.47n/a2
Mar ’25د.أ4.48
د.أ5.80
+29.5%
5.7%د.أ6.13د.أ5.47n/a2
Feb ’25د.أ4.60
د.أ5.86
+27.4%
6.7%د.أ6.25د.أ5.47n/a2
Jan ’25د.أ4.56
د.أ5.86
+28.5%
6.7%د.أ6.25د.أ5.47د.أ4.502
Dec ’24د.أ4.44
د.أ5.86
+32.0%
6.7%د.أ6.25د.أ5.47د.أ4.312
Nov ’24د.أ4.42
د.أ5.92
+34.0%
7.7%د.أ6.38د.أ5.47د.أ4.252
Oct ’24د.أ4.30
د.أ5.88
+36.9%
8.3%د.أ6.38د.أ5.39د.أ4.212
Sep ’24د.أ4.32
د.أ5.88
+36.2%
8.3%د.أ6.38د.أ5.39د.أ4.252
Aug ’24د.أ4.38
د.أ5.72
+30.6%
5.6%د.أ6.04د.أ5.40د.أ4.262
Jul ’24د.أ4.24
د.أ5.72
+35.0%
5.6%د.أ6.04د.أ5.40د.أ4.262
Jun ’24د.أ4.39
د.أ5.72
+30.3%
5.6%د.أ6.04د.أ5.40د.أ4.392
May ’24د.أ4.54
د.أ5.73
+26.1%
2.7%د.أ5.88د.أ5.57د.أ4.302
Apr ’24د.أ4.84
د.أ5.57
+15.2%
5.4%د.أ5.88د.أ5.27د.أ4.382
Mar ’24د.أ4.85
د.أ5.57
+14.9%
5.4%د.أ5.88د.أ5.27د.أ4.482
Feb ’24د.أ4.88
د.أ5.68
+16.5%
7.2%د.أ6.09د.أ5.28د.أ4.602
Jan ’24د.أ4.88
د.أ5.68
+16.5%
7.2%د.أ6.09د.أ5.28د.أ4.562
Analyst Price Target
Consensus Narrative from 2 Analysts
د.أ5.48
Fair Value
12.5% undervalued intrinsic discount
2
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/09 19:30
End of Day Share Price 2025/01/09 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Arab Bank Group is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ranya GnabaAlphaMena
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Elena Sanchez-CabezudoEFG-Hermes Research