Sagicor Group Jamaica Limited

JMSE:SJ Stock Report

Market Cap: JA$148.2b

Sagicor Group Jamaica Past Earnings Performance

Past criteria checks 0/6

Sagicor Group Jamaica's earnings have been declining at an average annual rate of -4.4%, while the Insurance industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 0.3% per year. Sagicor Group Jamaica's return on equity is 10.5%, and it has net margins of 10.9%.

Key information

-4.4%

Earnings growth rate

-4.2%

EPS growth rate

Insurance Industry Growth26.7%
Revenue growth rate0.3%
Return on equity10.5%
Net Margin10.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Sagicor Group Jamaica makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

JMSE:SJ Revenue, expenses and earnings (JMD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24100,22210,91524,0180
30 Jun 2498,05612,74224,0180
31 Mar 2496,07513,18924,0180
31 Dec 2394,44914,36824,0180
30 Sep 2395,67520,17824,3490
30 Jun 2385,84611,79424,3490
31 Mar 2386,92312,54024,3490
31 Dec 2283,5649,58624,3490
30 Sep 2283,9113,8425,9600
30 Jun 2297,13315,94111,8840
31 Mar 22100,04913,71717,8480
31 Dec 21106,21417,39523,4000
30 Sep 2199,23316,47822,2940
30 Jun 2195,78614,27421,6070
31 Mar 2191,79914,80520,4770
31 Dec 2085,92113,78020,6830
30 Sep 2090,22015,11720,2040
30 Jun 2093,10913,61920,0430
31 Mar 2094,38114,83520,3890
31 Dec 1997,48515,65019,2740
30 Sep 1991,77616,27218,3950
30 Jun 1986,87415,34117,7690
31 Mar 1980,55414,29017,0090
31 Dec 1876,19914,23216,7110
30 Sep 1874,59211,80916,1830
30 Jun 1878,26511,69615,7310
31 Mar 1877,00112,11715,6630
31 Dec 1776,26012,07015,8940
30 Sep 1772,24812,94615,8030
30 Jun 1765,44112,60515,5300
31 Mar 1765,79911,94715,0560
31 Dec 1664,43011,25813,7000
30 Sep 1665,24811,35913,6200
30 Jun 1661,99010,34313,2400
31 Mar 1660,61410,33512,6930
31 Dec 1559,6259,79312,3580
30 Sep 1554,46810,23912,5040
30 Jun 1552,5549,40612,5830
31 Mar 1549,0688,91511,3620
31 Dec 1448,9528,51310,4610
30 Sep 1446,2616,7018,7530
30 Jun 1448,8416,9797,1590
31 Mar 1447,9026,6377,0050
31 Dec 1343,2626,2986,8070

Quality Earnings: SJ has a high level of non-cash earnings.

Growing Profit Margin: SJ's current net profit margins (10.9%) are lower than last year (21.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SJ's earnings have declined by 4.4% per year over the past 5 years.

Accelerating Growth: SJ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SJ had negative earnings growth (-45.9%) over the past year, making it difficult to compare to the Insurance industry average (-23.2%).

Return on Equity

High ROE: SJ's Return on Equity (10.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 10:26
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sagicor Group Jamaica Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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