IronRock Insurance Company Limited

JMSE:ROC Stock Report

Market Cap: JA$898.8m

IronRock Insurance Past Earnings Performance

Past criteria checks 4/6

IronRock Insurance has been growing earnings at an average annual rate of 34.9%, while the Insurance industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 37.7% per year. IronRock Insurance's return on equity is 10.6%, and it has net margins of 4.5%.

Key information

34.9%

Earnings growth rate

35.1%

EPS growth rate

Insurance Industry Growth26.7%
Revenue growth rate37.7%
Return on equity10.6%
Net Margin4.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How IronRock Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

JMSE:ROC Revenue, expenses and earnings (JMD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,7948100
30 Jun 241,7338800
31 Mar 241,59810100
31 Dec 231,4978400
30 Sep 231,3585600
30 Jun 231,2325600
31 Mar 231,1543100
31 Dec 221,0693400
30 Sep 2294151390
30 Jun 2274631920
31 Mar 22576411390
31 Dec 21417541830
30 Sep 21397521810
30 Jun 21397621710
31 Mar 21391551730
31 Dec 20390481740
30 Sep 2037121700
30 Jun 20385-11690
31 Mar 20390121610
31 Dec 1937451520
30 Sep 1935211620
30 Jun 1931701570
31 Mar 19296-21510
31 Dec 1828731540
30 Sep 1827251400
30 Jun 18243-101390
31 Mar 18207-251360
31 Dec 17166-481290
30 Sep 17116-731240
30 Jun 1783-731130
31 Mar 1758-631010
31 Dec 1636-50860
31 Dec 151050

Quality Earnings: ROC has a high level of non-cash earnings.

Growing Profit Margin: ROC's current net profit margins (4.5%) are higher than last year (4.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: ROC's earnings have grown significantly by 34.9% per year over the past 5 years.

Accelerating Growth: ROC's earnings growth over the past year (46.2%) exceeds its 5-year average (34.9% per year).

Earnings vs Industry: ROC earnings growth over the past year (46.2%) exceeded the Insurance industry -23.2%.

Return on Equity

High ROE: ROC's Return on Equity (10.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/01 21:48
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

IronRock Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution