GHL Stock Overview
Guardian Holdings Limited, together with its subsidiaries, underwrites various insurance products in Trinidad and Tobago, Jamaica, Barbados, Dutch Caribbean, Martinique, Grenada, curacao, the Netherlands, Aruba, Cayman Islands, Bermuda, Bahamas, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Guardian Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | TT$303.00 |
| 52 Week High | TT$370.00 |
| 52 Week Low | TT$270.00 |
| Beta | 0.18 |
| 1 Month Change | 4.12% |
| 3 Month Change | -1.94% |
| 1 Year Change | -18.11% |
| 3 Year Change | -43.89% |
| 5 Year Change | n/a |
| Change since IPO | -3.81% |
Recent News & Updates
Recent updates
Shareholder Returns
| GHL | JM Insurance | JM Market | |
|---|---|---|---|
| 7D | 12.2% | -6.5% | -1.4% |
| 1Y | -18.1% | -5.1% | -1.1% |
Return vs Industry: GHL underperformed the JM Insurance industry which returned -5.1% over the past year.
Return vs Market: GHL underperformed the JM Market which returned -1.1% over the past year.
Price Volatility
| GHL volatility | |
|---|---|
| GHL Average Weekly Movement | 7.2% |
| Insurance Industry Average Movement | 3.9% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in JM Market | 15.6% |
| 10% least volatile stocks in JM Market | 4.3% |
Stable Share Price: GHL has not had significant price volatility in the past 3 months compared to the JM market.
Volatility Over Time: GHL's weekly volatility (7%) has been stable over the past year.
Community vs My Fair Value
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About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1982 | n/a | Ian Chinapoo | www.myguardiangroup.com |
Guardian Holdings Limited, together with its subsidiaries, underwrites various insurance products in Trinidad and Tobago, Jamaica, Barbados, Dutch Caribbean, Martinique, Grenada, curacao, the Netherlands, Aruba, Cayman Islands, Bermuda, Bahamas, and internationally. The company operates through four segments: Life, health and pension; Property and casualty; Insurance brokerage; and Asset management. It offers short-term and long-term life and health insurance for both individuals and groups.
Guardian Holdings Limited Fundamentals Summary
| GHL fundamental statistics | |
|---|---|
| Market cap | JA$91.66b |
| Earnings (TTM) | JA$19.57b |
| Revenue (TTM) | JA$164.68b |
4.7x
P/E Ratio0.6x
P/S RatioIs GHL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GHL income statement (TTM) | |
|---|---|
| Revenue | TT$7.08b |
| Cost of Revenue | TT$4.89b |
| Gross Profit | TT$2.19b |
| Other Expenses | TT$1.35b |
| Earnings | TT$841.77m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.63 |
| Gross Margin | 30.99% |
| Net Profit Margin | 11.89% |
| Debt/Equity Ratio | 79.8% |
How did GHL perform over the long term?
See historical performance and comparisonDividends
4.7%
Current Dividend Yield22%
Payout RatioDoes GHL pay a reliable dividends?
See GHL dividend history and benchmarks| Guardian Holdings dividend dates | |
|---|---|
| Ex Dividend Date | Apr 23 2025 |
| Dividend Pay Date | May 07 2025 |
| Days until Ex dividend | 5 days |
| Days until Dividend pay date | 19 days |
Does GHL pay a reliable dividends?
See GHL dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 23:32 |
| End of Day Share Price | 2025/04/16 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Guardian Holdings Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.