General Accident Insurance Company Jamaica Limited

JMSE:GENAC Stock Report

Market Cap: JA$6.3b

General Accident Insurance Company Jamaica Past Earnings Performance

Past criteria checks 2/6

General Accident Insurance Company Jamaica has been growing earnings at an average annual rate of 8.2%, while the Insurance industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 25.8% per year. General Accident Insurance Company Jamaica's return on equity is 11.6%, and it has net margins of 4.8%.

Key information

8.2%

Earnings growth rate

6.9%

EPS growth rate

Insurance Industry Growth26.7%
Revenue growth rate25.8%
Return on equity11.6%
Net Margin4.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How General Accident Insurance Company Jamaica makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

JMSE:GENAC Revenue, expenses and earnings (JMD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2410,294495190
30 Jun 249,522466190
31 Mar 249,153536190
31 Dec 238,795540190
30 Sep 238,843726170
30 Jun 237,835881170
31 Mar 237,196772170
31 Dec 227,052731170
30 Sep 226,2461145560
30 Jun 226,1281279120
31 Mar 225,3232371,2690
31 Dec 214,1622551,5830
30 Sep 214,2514941,3850
30 Jun 214,0333151,3280
31 Mar 213,8762031,2730
31 Dec 203,7902431,2280
30 Sep 203,7835131,2300
30 Jun 203,6525531,1430
31 Mar 203,4456041,0680
31 Dec 193,3075599920
30 Sep 192,7723348720
30 Jun 192,7773258610
31 Mar 192,6523008140
31 Dec 182,4912857940
30 Sep 182,7082897170
30 Jun 182,4553086520
31 Mar 182,3472206110
31 Dec 172,2262215720
30 Sep 171,7851525740
30 Jun 171,8723275560
31 Mar 171,8623835270
31 Dec 161,8173875000
30 Sep 161,9095004560
30 Jun 161,7603464410
31 Mar 161,7142994460
31 Dec 151,6603044460
30 Sep 151,5911944530
30 Jun 151,5871594580
31 Mar 151,5282474540
31 Dec 141,5683204420
30 Sep 141,5053474340
30 Jun 141,4863374210
31 Mar 141,4403293990

Quality Earnings: GENAC has high quality earnings.

Growing Profit Margin: GENAC's current net profit margins (4.8%) are lower than last year (8.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: GENAC's earnings have grown by 8.2% per year over the past 5 years.

Accelerating Growth: GENAC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: GENAC had negative earnings growth (-31.7%) over the past year, making it difficult to compare to the Insurance industry average (-23.2%).

Return on Equity

High ROE: GENAC's Return on Equity (11.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 18:00
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

General Accident Insurance Company Jamaica Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution