General Accident Insurance Company Jamaica Past Earnings Performance
Past criteria checks 2/6
General Accident Insurance Company Jamaica has been growing earnings at an average annual rate of 8.2%, while the Insurance industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 25.8% per year. General Accident Insurance Company Jamaica's return on equity is 11.6%, and it has net margins of 4.8%.
Key information
8.2%
Earnings growth rate
6.9%
EPS growth rate
| Insurance Industry Growth | 26.7% |
| Revenue growth rate | 25.8% |
| Return on equity | 11.6% |
| Net Margin | 4.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How General Accident Insurance Company Jamaica makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 10,294 | 495 | 19 | 0 |
| 30 Jun 24 | 9,522 | 466 | 19 | 0 |
| 31 Mar 24 | 9,153 | 536 | 19 | 0 |
| 31 Dec 23 | 8,795 | 540 | 19 | 0 |
| 30 Sep 23 | 8,843 | 726 | 17 | 0 |
| 30 Jun 23 | 7,835 | 881 | 17 | 0 |
| 31 Mar 23 | 7,196 | 772 | 17 | 0 |
| 31 Dec 22 | 7,052 | 731 | 17 | 0 |
| 30 Sep 22 | 6,246 | 114 | 556 | 0 |
| 30 Jun 22 | 6,128 | 127 | 912 | 0 |
| 31 Mar 22 | 5,323 | 237 | 1,269 | 0 |
| 31 Dec 21 | 4,162 | 255 | 1,583 | 0 |
| 30 Sep 21 | 4,251 | 494 | 1,385 | 0 |
| 30 Jun 21 | 4,033 | 315 | 1,328 | 0 |
| 31 Mar 21 | 3,876 | 203 | 1,273 | 0 |
| 31 Dec 20 | 3,790 | 243 | 1,228 | 0 |
| 30 Sep 20 | 3,783 | 513 | 1,230 | 0 |
| 30 Jun 20 | 3,652 | 553 | 1,143 | 0 |
| 31 Mar 20 | 3,445 | 604 | 1,068 | 0 |
| 31 Dec 19 | 3,307 | 559 | 992 | 0 |
| 30 Sep 19 | 2,772 | 334 | 872 | 0 |
| 30 Jun 19 | 2,777 | 325 | 861 | 0 |
| 31 Mar 19 | 2,652 | 300 | 814 | 0 |
| 31 Dec 18 | 2,491 | 285 | 794 | 0 |
| 30 Sep 18 | 2,708 | 289 | 717 | 0 |
| 30 Jun 18 | 2,455 | 308 | 652 | 0 |
| 31 Mar 18 | 2,347 | 220 | 611 | 0 |
| 31 Dec 17 | 2,226 | 221 | 572 | 0 |
| 30 Sep 17 | 1,785 | 152 | 574 | 0 |
| 30 Jun 17 | 1,872 | 327 | 556 | 0 |
| 31 Mar 17 | 1,862 | 383 | 527 | 0 |
| 31 Dec 16 | 1,817 | 387 | 500 | 0 |
| 30 Sep 16 | 1,909 | 500 | 456 | 0 |
| 30 Jun 16 | 1,760 | 346 | 441 | 0 |
| 31 Mar 16 | 1,714 | 299 | 446 | 0 |
| 31 Dec 15 | 1,660 | 304 | 446 | 0 |
| 30 Sep 15 | 1,591 | 194 | 453 | 0 |
| 30 Jun 15 | 1,587 | 159 | 458 | 0 |
| 31 Mar 15 | 1,528 | 247 | 454 | 0 |
| 31 Dec 14 | 1,568 | 320 | 442 | 0 |
| 30 Sep 14 | 1,505 | 347 | 434 | 0 |
| 30 Jun 14 | 1,486 | 337 | 421 | 0 |
| 31 Mar 14 | 1,440 | 329 | 399 | 0 |
| 31 Dec 13 | 1,407 | 328 | 381 | 0 |
Quality Earnings: GENAC has high quality earnings.
Growing Profit Margin: GENAC's current net profit margins (4.8%) are lower than last year (8.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GENAC's earnings have grown by 8.2% per year over the past 5 years.
Accelerating Growth: GENAC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GENAC had negative earnings growth (-31.7%) over the past year, making it difficult to compare to the Insurance industry average (-39.7%).
Return on Equity
High ROE: GENAC's Return on Equity (11.6%) is considered low.