NCB Financial Group Past Earnings Performance
Past criteria checks 1/6
NCB Financial Group's earnings have been declining at an average annual rate of -15.5%, while the Banks industry saw earnings growing at 7.8% annually. Revenues have been growing at an average rate of 10.3% per year. NCB Financial Group's return on equity is 9.7%, and it has net margins of 6.4%.
Key information
-15.5%
Earnings growth rate
-13.7%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 10.3% |
| Return on equity | 9.7% |
| Net Margin | 6.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How NCB Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 144,889 | 9,291 | 66,213 | 0 |
| 30 Sep 23 | 137,259 | 7,592 | 64,476 | 0 |
| 30 Jun 23 | 133,739 | 15,498 | 58,207 | 0 |
| 31 Mar 23 | 134,417 | 18,224 | 57,203 | 0 |
| 31 Dec 22 | 138,184 | 22,627 | 55,842 | 0 |
| 30 Sep 22 | 145,308 | 23,889 | 55,931 | 0 |
| 30 Jun 22 | 134,871 | 22,964 | 53,703 | 0 |
| 31 Mar 22 | 130,683 | 18,772 | 52,965 | 0 |
| 31 Dec 21 | 121,335 | 12,950 | 51,294 | 0 |
| 30 Sep 21 | 121,105 | 14,227 | 51,530 | 0 |
| 30 Jun 21 | 119,019 | 14,218 | 51,122 | 0 |
| 31 Mar 21 | 113,829 | 15,408 | 48,810 | 0 |
| 31 Dec 20 | 109,319 | 17,106 | 48,041 | 0 |
| 30 Sep 20 | 108,827 | 19,090 | 46,079 | 0 |
| 30 Jun 20 | 116,095 | 23,899 | 47,609 | 0 |
| 31 Mar 20 | 114,302 | 26,986 | 46,697 | 0 |
| 31 Dec 19 | 110,528 | 28,326 | 41,634 | 0 |
| 30 Sep 19 | 99,428 | 29,869 | 37,074 | 0 |
| 30 Jun 19 | 85,172 | 28,045 | 32,897 | 0 |
| 31 Mar 19 | 78,260 | 26,592 | 28,881 | 0 |
| 31 Dec 18 | 76,094 | 27,864 | 27,436 | 0 |
| 30 Sep 18 | 70,452 | 27,959 | 25,927 | 0 |
| 30 Jun 18 | 65,301 | 25,053 | 22,927 | 0 |
| 31 Mar 18 | 62,000 | 23,469 | 21,229 | 0 |
| 31 Dec 17 | 61,309 | 23,057 | 20,011 | 0 |
| 30 Sep 17 | 58,745 | 19,108 | 17,728 | 0 |
| 30 Jun 17 | 57,514 | 19,229 | 17,057 | 0 |
| 31 Mar 17 | 55,134 | 17,915 | 16,203 | 0 |
| 31 Dec 16 | 52,764 | 15,644 | 15,234 | 0 |
| 30 Sep 16 | 50,957 | 14,449 | 14,837 | 0 |
| 30 Jun 16 | 48,889 | 13,684 | 14,150 | 0 |
| 31 Mar 16 | 47,580 | 12,896 | 13,456 | 0 |
| 31 Dec 15 | 46,436 | 12,564 | 13,252 | 0 |
| 30 Sep 15 | 45,543 | 12,302 | 12,726 | 0 |
| 30 Jun 15 | 44,355 | 11,910 | 12,364 | 0 |
| 31 Mar 15 | 43,889 | 12,175 | 12,416 | 0 |
| 31 Dec 14 | 42,381 | 11,959 | 11,930 | 0 |
| 30 Sep 14 | 41,176 | 12,327 | 12,048 | 0 |
| 30 Jun 14 | 40,284 | 10,746 | 12,436 | 0 |
| 31 Mar 14 | 38,999 | 9,601 | 12,328 | 0 |
| 31 Dec 13 | 37,292 | 8,293 | 12,202 | 0 |
| 30 Sep 13 | 35,812 | 8,579 | 11,770 | 0 |
| 30 Jun 13 | 33,585 | 9,489 | 10,522 | 0 |
Quality Earnings: NCBFG has high quality earnings.
Growing Profit Margin: NCBFG's current net profit margins (6.4%) are lower than last year (16.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NCBFG's earnings have declined by 15.5% per year over the past 5 years.
Accelerating Growth: NCBFG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NCBFG had negative earnings growth (-58.9%) over the past year, making it difficult to compare to the Banks industry average (1.1%).
Return on Equity
High ROE: NCBFG's Return on Equity (9.7%) is considered low.