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MFT

Matica Fintec BIT:MFT Stock Report

Last Price

€2.36

Market Cap

€24.0m

7D

3.1%

1Y

72.3%

Updated

26 Jun, 2022

Data

Company Financials +
MFT fundamental analysis
Snowflake Score
Valuation4/6
Future Growth5/6
Past Performance5/6
Financial Health5/6
Dividends0/6

MFT Stock Overview

Matica Fintec S.p.A. designs, develops, manufactures, and markets security document issuance systems in Italy and internationally.

Matica Fintec Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for Matica Fintec
Historical stock prices
Current Share Price€2.36
52 Week High€3.29
52 Week Low€1.36
Beta0.93
1 Month Change0%
3 Month Change-5.22%
1 Year Change72.26%
3 Year Changen/a
5 Year Changen/a
Change since IPO30.39%

Recent News & Updates

Jun 16
Matica Fintec (BIT:MFT) Seems To Use Debt Quite Sensibly

Matica Fintec (BIT:MFT) Seems To Use Debt Quite Sensibly

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...

May 26
Returns At Matica Fintec (BIT:MFT) Are On The Way Up

Returns At Matica Fintec (BIT:MFT) Are On The Way Up

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...

Apr 14
Matica Fintec's (BIT:MFT) Strong Earnings Are Of Good Quality

Matica Fintec's (BIT:MFT) Strong Earnings Are Of Good Quality

Even though Matica Fintec S.p.A.'s ( BIT:MFT ) recent earnings release was robust, the market didn't seem to notice. We...

Shareholder Returns

MFTIT TechIT Market
7D3.1%4.0%1.1%
1Y72.3%-44.5%-15.6%

Return vs Industry: MFT exceeded the Italian Tech industry which returned -44.5% over the past year.

Return vs Market: MFT exceeded the Italian Market which returned -15.6% over the past year.

Price Volatility

Is MFT's price volatile compared to industry and market?
MFT volatility
MFT Average Weekly Movement7.3%
Tech Industry Average Movement6.0%
Market Average Movement5.1%
10% most volatile stocks in IT Market7.2%
10% least volatile stocks in IT Market3.3%

Stable Share Price: MFT is more volatile than 90% of Italian stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: MFT's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of Italian stocks.

About the Company

FoundedEmployeesCEOWebsite
n/a55Gabriella Minervahttps://www.maticafintec.com

Matica Fintec S.p.A. designs, develops, manufactures, and markets security document issuance systems in Italy and internationally. The company offers hardware and software solutions for financial and digital ID issuance, including desktop and other systems, mailing systems, metal plate embossers, kiosk systems, and consumables, as well as Maticard Pro, a software suite based on an open platform for the management of card issuance systems. It serves the financial, government, access control, and transit-transportation sectors.

Matica Fintec Fundamentals Summary

How do Matica Fintec's earnings and revenue compare to its market cap?
MFT fundamental statistics
Market Cap€24.01m
Earnings (TTM)€1.23m
Revenue (TTM)€15.36m

19.6x

P/E Ratio

1.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
MFT income statement (TTM)
Revenue€15.36m
Cost of Revenue€6.04m
Gross Profit€9.33m
Other Expenses€8.10m
Earnings€1.23m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.12
Gross Margin60.70%
Net Profit Margin7.99%
Debt/Equity Ratio135.2%

How did MFT perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is MFT undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for MFT?

Other financial metrics that can be useful for relative valuation.

MFT key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue1.5x
Enterprise Value/EBITDA9.8x
PEG Ratio0.7x

Price to Earnings Ratio vs Peers

How does MFT's PE Ratio compare to its peers?

MFT PE Ratio vs Peers
The above table shows the PE ratio for MFT vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average54.3x

Price-To-Earnings vs Peers: MFT is good value based on its Price-To-Earnings Ratio (19.6x) compared to the peer average (54.3x).


Price to Earnings Ratio vs Industry

How does MFT's PE Ratio compare vs other companies in the Global Tech Industry?

Price-To-Earnings vs Industry: MFT is expensive based on its Price-To-Earnings Ratio (19.6x) compared to the European Tech industry average (19.6x)


Price to Earnings Ratio vs Fair Ratio

What is MFT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MFT PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio19.6x
Fair PE Ratio20.7x

Price-To-Earnings vs Fair Ratio: MFT is good value based on its Price-To-Earnings Ratio (19.6x) compared to the estimated Fair Price-To-Earnings Ratio (20.7x).


Share Price vs Fair Value

What is the Fair Price of MFT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: MFT (€2.36) is trading below our estimate of fair value (€2.37)

Significantly Below Fair Value: MFT is trading below fair value, but not by a significant amount.


Price to Earnings Growth Ratio

PEG Ratio: MFT is good value based on its PEG Ratio (0.7x)


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Future Growth

How is Matica Fintec forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

Future Growth Score

5/6

Future Growth Score 5/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


27.9%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: MFT's forecast earnings growth (27.9% per year) is above the savings rate (1.7%).

Earnings vs Market: MFT's earnings (27.9% per year) are forecast to grow faster than the Italian market (10.3% per year).

High Growth Earnings: MFT's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: MFT's revenue (19.1% per year) is forecast to grow faster than the Italian market (0.3% per year).

High Growth Revenue: MFT's revenue (19.1% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: MFT's Return on Equity is forecast to be high in 3 years time (20.7%)


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Past Performance

How has Matica Fintec performed over the past 5 years?

Past Performance Score

5/6

Past Performance Score 5/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


80.9%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: MFT has high quality earnings.

Growing Profit Margin: MFT's current net profit margins (8%) are higher than last year (0.4%).


Past Earnings Growth Analysis

Earnings Trend: MFT's earnings have grown significantly by 80.9% per year over the past 5 years.

Accelerating Growth: MFT's earnings growth over the past year (2332.3%) exceeds its 5-year average (80.9% per year).

Earnings vs Industry: MFT earnings growth over the past year (2332.3%) exceeded the Tech industry -7.1%.


Return on Equity

High ROE: MFT's Return on Equity (14.2%) is considered low.


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Financial Health

How is Matica Fintec's financial position?

Financial Health Score

5/6

Financial Health Score 5/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: MFT's short term assets (€19.0M) exceed its short term liabilities (€4.2M).

Long Term Liabilities: MFT's short term assets (€19.0M) exceed its long term liabilities (€12.1M).


Debt to Equity History and Analysis

Debt Level: MFT has more cash than its total debt.

Reducing Debt: Insufficient data to determine if MFT's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: MFT's debt is well covered by operating cash flow (30.9%).

Interest Coverage: MFT's interest payments on its debt are well covered by EBIT (6.8x coverage).


Balance Sheet


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Dividend

What is Matica Fintec current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate MFT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate MFT's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if MFT's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if MFT's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as MFT has not reported any payouts.


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Management

How experienced are the management team and are they aligned to shareholders interests?

4.4yrs

Average board tenure


CEO

Gabriella Minerva

4.42yrs

Tenure

Ms. Gabriella Minerva is the Chief Financial Officer at Matica Fintec S.p.A. She has been the General Manager and Director at Matica Fintec S.p.A. since 2018. She serves as Chief Corporate Officer of Merid...


Board Members

Experienced Board: MFT's board of directors are considered experienced (4.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Matica Fintec S.p.A.'s employee growth, exchange listings and data sources


Key Information

  • Name: Matica Fintec S.p.A.
  • Ticker: MFT
  • Exchange: BIT
  • Founded: NaN
  • Industry: Technology Hardware, Storage and Peripherals
  • Sector: Tech
  • Implied Market Cap: €24.012m
  • Shares outstanding: 10.17m
  • Website: https://www.maticafintec.com

Number of Employees


Location

  • Matica Fintec S.p.A.
  • Via Giuseppe Parini, 9
  • Milan
  • Milan
  • 20121
  • Italy

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/26 00:00
End of Day Share Price2022/06/24 00:00
Earnings2021/12/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.