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Updated 1m ago
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Matica Fintec S.p.A.BIT:MFT Stock Report

Market Cap €74.0m
Updated 1m ago
Share Price
n/a
1Y8.1%
7D0.9%
1D1.9%
Portfolio Value
​
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Matica Fintec S.p.A.

BIT:MFT Stock Report

Market Cap: €74.0m

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Matica Fintec (MFT) Stock Overview

Designs, produces, and markets hardware and software solutions for financial and digital ID markets. More details

MFT fundamental analysis
Snowflake Score
Valuation2/6
Future Growth5/6
Past Performance1/6
Financial Health3/6
Dividends0/6

Rewards

Trading at 26.4% below our estimate of its fair value

Earnings are forecast to grow 42.3% per year

Risk Analysis

Interest payments are not well covered by earnings

High level of non-cash earnings

Profit margins (2%) are lower than last year (12.5%)

Does not have a meaningful market cap (€74M)


MFT Community Fair Values

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€
Current Price
€2.14143.2% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-432k119m2016201920222025202620282031Revenue €119.4mEarnings €2.4m
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Matica Fintec S.p.A. Competitors

Olidata

Symbol: BIT:OLI
Market cap: €28.7m

VNE

Symbol: BIT:VNE
Market cap: €8.9m

FAE Technology

Symbol: BIT:FAE
Market cap: €86.0m

SIT

Symbol: BIT:SIT
Market cap: €60.9m

Price History & Performance

Summary of share price highs, lows and changes for Matica Fintec
Historical stock prices
Current Share Price€2.14
52 Week High€2.42
52 Week Low€1.70
Beta0.69
1 Month Change5.94%
3 Month Change13.23%
1 Year Change8.08%
3 Year Change18.89%
5 Year Change16.30%
Change since IPO18.23%

Recent News & Updates

Recent updates

Analysis Article • Oct 09

Matica Fintec's (BIT:MFT) Problems Go Beyond Weak Profit

Matica Fintec S.p.A.'s ( BIT:MFT ) recent weak earnings report didn't cause a big stock movement. Our analysis suggests...
Analysis Article • Oct 07

We Think That There Are Some Issues For Matica Fintec (BIT:MFT) Beyond Its Promising Earnings

Matica Fintec S.p.A.'s ( BIT:MFT ) robust recent earnings didn't do much to move the stock. We think this is due to...
Analysis Article • Aug 13

Is It Time To Consider Buying Matica Fintec S.p.A. (BIT:MFT)?

While Matica Fintec S.p.A. ( BIT:MFT ) might not have the largest market cap around , it led the BIT gainers with a...
Analysis Article • Jun 21

Returns On Capital Are Showing Encouraging Signs At Matica Fintec (BIT:MFT)

There are a few key trends to look for if we want to identify the next multi-bagger. Firstly, we'll want to see a...
Analysis Article • Apr 01

Matica Fintec's (BIT:MFT) Shareholders Have More To Worry About Than Only Soft Earnings

The market wasn't impressed with the soft earnings from Matica Fintec S.p.A. ( BIT:MFT ) recently. We did some further...
Analysis Article • Feb 20

Matica Fintec (BIT:MFT) Might Have The Makings Of A Multi-Bagger

If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Ideally, a...
Analysis Article • Aug 09

Estimating The Fair Value Of Matica Fintec S.p.A. (BIT:MFT)

Key Insights Using the 2 Stage Free Cash Flow to Equity, Matica Fintec fair value estimate is €1.80 Matica Fintec's...
Analysis Article • Jun 29

Matica Fintec S.p.A.'s (BIT:MFT) Shares Lagging The Market But So Is The Business

When close to half the companies in Italy have price-to-earnings ratios (or "P/E's") above 16x, you may consider Matica...
Analysis Article • May 26

Is Now The Time To Look At Buying Matica Fintec S.p.A. (BIT:MFT)?

While Matica Fintec S.p.A. ( BIT:MFT ) might not be the most widely known stock at the moment, it received a lot of...
Analysis Article • Apr 21

The Matica Fintec S.p.A. (BIT:MFT) Analyst Just Cut Their Revenue Forecast By 13%

One thing we could say about the covering analyst on Matica Fintec S.p.A. ( BIT:MFT ) - they aren't optimistic, having...
Analysis Article • Dec 13

Matica Fintec (BIT:MFT) Seems To Use Debt Quite Sensibly

Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...
Analysis Article • Oct 05

Is It Time To Consider Buying Matica Fintec S.p.A. (BIT:MFT)?

Matica Fintec S.p.A. ( BIT:MFT ), is not the largest company out there, but it saw a decent share price growth in the...
Analysis Article • Jun 16

Matica Fintec (BIT:MFT) Seems To Use Debt Quite Sensibly

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
Analysis Article • May 26

Returns At Matica Fintec (BIT:MFT) Are On The Way Up

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Analysis Article • Apr 14

Matica Fintec's (BIT:MFT) Strong Earnings Are Of Good Quality

Even though Matica Fintec S.p.A.'s ( BIT:MFT ) recent earnings release was robust, the market didn't seem to notice. We...
Analysis Article • Oct 03

Returns On Capital Are Showing Encouraging Signs At Matica Fintec (BIT:MFT)

What are the early trends we should look for to identify a stock that could multiply in value over the long term...
Analysis Article • Jun 07

Matica Fintec's (BIT:MFT) Returns On Capital Are Heading Higher

To find a multi-bagger stock, what are the underlying trends we should look for in a business? One common approach is...
Analysis Article • Mar 26

Estimating The Intrinsic Value Of Matica Fintec S.p.A. (BIT:MFT)

Does the March share price for Matica Fintec S.p.A. ( BIT:MFT ) reflect what it's really worth? Today, we will estimate...
Analysis Article • Feb 18

Is Matica Fintec (BIT:MFT) A Future Multi-bagger?

If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...
Analysis Article • Jan 15

Can Matica Fintec S.p.A. (BIT:MFT) Improve Its Returns?

One of the best investments we can make is in our own knowledge and skill set. With that in mind, this article will...
Analysis Article • Dec 11

Calculating The Intrinsic Value Of Matica Fintec S.p.A. (BIT:MFT)

In this article we are going to estimate the intrinsic value of Matica Fintec S.p.A. ( BIT:MFT ) by projecting its...

Shareholder Returns

MFTIT TechIT Market
7D0.9%24.6%0.6%
1Y8.1%27.4%19.1%

Return vs Industry: MFT underperformed the Italian Tech industry which returned 27.4% over the past year.

Return vs Market: MFT underperformed the Italian Market which returned 19.1% over the past year.

Price Volatility

Is MFT's price volatile compared to industry and market?
MFT volatility
MFT Average Weekly Movement5.0%
Tech Industry Average Movement6.7%
Market Average Movement4.1%
10% most volatile stocks in IT Market7.4%
10% least volatile stocks in IT Market2.6%

Stable Share Price: MFT has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: MFT's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/a171Gabriella Minervawww.maticafintec.com

Matica Fintec S.p.A. designs, produces, and markets hardware and software solutions for financial and digital ID markets. It offers central issuance for mid volume production, desktop, software, and special solutions; and personalization of ID cards, including national ID, voters registration cards, vehicle registration cards, driving licenses, and health care cards. It serves the financial, government, access control, and transit-transportation sectors.

Matica Fintec S.p.A. Fundamentals Summary

How do Matica Fintec's earnings and revenue compare to its market cap?
MFT fundamental statistics
Market cap€73.96m
Earnings (TTM)€840.88k
Revenue (TTM)€42.68m
88.0x
P/E Ratio
1.7x
P/S Ratio

Is MFT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MFT income statement (TTM)
Revenue€42.68m
Cost of Revenue€18.45m
Gross Profit€24.23m
Other Expenses€23.39m
Earnings€840.88k

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.024
Gross Margin56.78%
Net Profit Margin1.97%
Debt/Equity Ratio75.9%

How did MFT perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/13 04:07
End of Day Share Price 2026/09/11 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Matica Fintec S.p.A. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mattia PetraccaIntegrae SPA

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