ageas SA/NV

BIT:1AGS Stock Report

Market Cap: €8.5b

ageas Past Earnings Performance

Past criteria checks 3/6

ageas's earnings have been declining at an average annual rate of -0.2%, while the Insurance industry saw earnings growing at 5.6% annually. Revenues have been declining at an average rate of 14.2% per year. ageas's return on equity is 14.9%, and it has net margins of 13.1%.

Key information

-0.2%

Earnings growth rate

1.0%

EPS growth rate

Insurance Industry Growth10.1%
Revenue growth rate-14.2%
Return on equity14.9%
Net Margin13.1%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How ageas makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BIT:1AGS Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 248,1091,064890
31 Mar 247,8191,009890
31 Dec 237,529953890
30 Sep 236,1521,135-5600
30 Jun 239,049997660
31 Mar 236,6681,091-1500
31 Dec 226,9911,097660
30 Sep 229,9519821,0230
30 Jun 228,5411,0695690
31 Mar 2212,2608219950
31 Dec 2113,4598459880
30 Sep 2113,2777159800
30 Jun 2113,1177579630
31 Mar 2113,5589859620
31 Dec 2011,9481,1419740
30 Sep 2011,7401,0961,0070
30 Jun 2012,0721,1641,0120
31 Mar 2012,3131,1791,0070
31 Dec 1914,7619791,0020
30 Sep 1914,0491,0318940
30 Jun 1913,5949748950
31 Mar 1912,9498138950
31 Dec 1811,5658098830
30 Sep 1812,3789198990
30 Jun 1812,3767819000
31 Mar 1812,2937618950
31 Dec 1712,5196239020
30 Sep 1712,3852699190
30 Jun 1712,8803789480
31 Mar 1712,9807719370
31 Dec 1613,318279660
30 Sep 1613,6112899570
30 Jun 1613,6752349630
31 Mar 1613,230-1049630
31 Dec 1513,5297709620
30 Sep 1514,4137939710
30 Jun 1514,5779149620
31 Mar 1514,4706879540
31 Dec 1414,1084769460
30 Sep 1413,3333399390
30 Jun 1413,0771299350
31 Mar 1412,7423079330
31 Dec 1313,2605709280

Quality Earnings: 1AGS has high quality earnings.

Growing Profit Margin: 1AGS's current net profit margins (13.1%) are higher than last year (11%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 1AGS's earnings have declined by 0.2% per year over the past 5 years.

Accelerating Growth: 1AGS's earnings growth over the past year (6.7%) exceeds its 5-year average (-0.2% per year).

Earnings vs Industry: 1AGS earnings growth over the past year (6.7%) did not outperform the Insurance industry 18.1%.

Return on Equity

High ROE: 1AGS's Return on Equity (14.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 10:58
End of Day Share Price 2024/12/18 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

ageas SA/NV is covered by 35 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cor KluisABN AMRO Bank N.V.
Pierre-Yves GauthierAlphaValue
Alessia MagniBarclays