Aflac's revenue and earnings are forecast to decline at 0.4% and 7.9% per annum respectively. EPS is expected to decline by 2.6% per annum. Return on equity is forecast to be 14.2% in 3 years.
Key information
-7.9%
Earnings growth rate
-2.64%
EPS growth rate
Insurance earnings growth
5.6%
Revenue growth rate
-0.4%
Future return on equity
14.22%
Analyst coverage
Good
Last updated
06 Jul 2026
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
BIT:1AFL - Analysts future estimates and past financials data (USD Millions)
Date
Revenue
Earnings
Free Cash Flow
Cash from Op
Avg. No. Analysts
12/31/2028
17,743
3,633
N/A
N/A
3
12/31/2027
17,275
3,626
3,000
N/A
5
12/31/2026
16,977
3,655
3,000
N/A
5
3/31/2026
18,112
4,636
2,934
2,934
N/A
12/31/2025
17,164
3,646
2,555
2,555
N/A
9/30/2025
17,701
4,169
2,573
2,573
N/A
6/30/2025
15,910
2,437
2,591
2,591
N/A
3/31/2025
16,889
3,593
2,447
2,447
N/A
12/31/2024
18,927
5,443
2,707
2,707
N/A
9/30/2024
17,302
3,809
2,956
2,956
N/A
6/30/2024
19,304
5,471
2,962
2,962
N/A
3/31/2024
19,337
5,350
3,149
3,149
N/A
12/31/2023
18,701
4,659
3,190
3,190
N/A
9/30/2023
18,871
4,587
3,641
3,641
N/A
6/30/2023
18,624
4,799
3,441
3,441
N/A
3/31/2023
18,767
4,559
3,509
3,509
N/A
12/31/2022
19,140
4,418
3,879
3,879
N/A
9/30/2022
20,628
5,261
3,716
3,716
N/A
6/30/2022
21,161
4,368
4,493
4,493
N/A
3/31/2022
21,410
4,079
4,945
4,945
N/A
12/31/2021
21,554
4,231
5,051
5,051
N/A
9/30/2021
22,583
4,238
5,538
5,538
N/A
6/30/2021
23,011
5,806
5,685
5,685
N/A
3/31/2021
22,854
5,505
5,910
5,910
N/A
12/31/2020
22,147
4,778
5,958
5,958
N/A
9/30/2020
21,837
4,607
5,793
5,793
N/A
6/30/2020
21,708
2,929
5,699
5,699
N/A
3/31/2020
21,812
2,942
5,325
5,325
N/A
12/31/2019
22,307
3,304
N/A
5,455
N/A
9/30/2019
21,830
3,048
N/A
5,618
N/A
6/30/2019
21,872
3,115
N/A
5,564
N/A
3/31/2019
21,951
3,131
N/A
6,320
N/A
12/31/2018
21,758
2,920
N/A
6,014
N/A
9/30/2018
22,056
4,978
N/A
6,191
N/A
6/30/2018
21,984
4,849
N/A
5,770
N/A
3/31/2018
21,822
4,729
N/A
5,609
N/A
12/31/2017
21,667
4,604
N/A
6,128
N/A
9/30/2017
22,161
2,772
N/A
6,463
N/A
6/30/2017
22,391
2,685
N/A
6,298
N/A
3/31/2017
22,446
2,520
N/A
6,413
N/A
12/31/2016
22,559
2,659
N/A
5,987
N/A
9/30/2016
22,025
2,638
N/A
6,126
N/A
6/30/2016
21,331
2,576
N/A
6,527
N/A
3/31/2016
21,101
2,601
N/A
6,647
N/A
12/31/2015
20,918
2,533
N/A
6,776
N/A
9/30/2015
20,999
2,506
N/A
6,743
N/A
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 1AFL's earnings are forecast to decline over the next 3 years (-7.9% per year).
Earnings vs Market: 1AFL's earnings are forecast to decline over the next 3 years (-7.9% per year).
High Growth Earnings: 1AFL's earnings are forecast to decline over the next 3 years.
Revenue vs Market: 1AFL's revenue is expected to decline over the next 3 years (-0.4% per year).
High Growth Revenue: 1AFL's revenue is forecast to decline over the next 3 years (-0.4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 1AFL's Return on Equity is forecast to be low in 3 years time (14.2%).
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/07 16:27
End of Day Share Price
2026/07/07 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
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Industry and Sector Metrics
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Analyst Sources
Aflac Incorporated is covered by 30 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.