Block, Inc.

BIT:1SQ Stock Report

Market Cap: €25.3b

Block Valuation

Is 1SQ undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 1SQ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€54.01
Fair Value
24.9% undervalued intrinsic discount
41
Number of Analysts

Below Fair Value: 1SQ (€40.55) is trading below our estimate of fair value (€54.01)

Significantly Below Fair Value: 1SQ is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 1SQ?

Key metric: As 1SQ is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 1SQ. This is calculated by dividing 1SQ's market cap by their current earnings.
What is 1SQ's PE Ratio?
PE Ratio11x
EarningsUS$2.61b
Market CapUS$28.62b

Price to Earnings Ratio vs Peers

How does 1SQ's PE Ratio compare to its peers?

The above table shows the PE ratio for 1SQ vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average27.2x
NEXI Nexi
35.1x35.6%€6.5b
BMED Banca Mediolanum
8.9x-3.8%€10.0b
BGN Banca Generali
14.5x0.4%€6.2b
ADYEN Adyen
50.3x17.8%€46.6b
1SQ Block
11x3.5%€28.6b

Price-To-Earnings vs Peers: 1SQ is good value based on its Price-To-Earnings Ratio (11x) compared to the peer average (27.2x).

Price to Earnings Ratio vs Industry

How does 1SQ's PE Ratio compare vs other companies in the European Diversified Financial Industry?

12 CompaniesPrice / EarningsEstimated GrowthMarket Cap
1SQ 11.0xIndustry Avg. 13.2xNo. of Companies13PE01632486480+
12 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 1SQ is good value based on its Price-To-Earnings Ratio (11x) compared to the European Diversified Financial industry average (13.3x).

Price to Earnings Ratio vs Fair Ratio

What is 1SQ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

1SQ PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio11x
Fair PE Ratio20.5x

Price-To-Earnings vs Fair Ratio: 1SQ is good value based on its Price-To-Earnings Ratio (11x) compared to the estimated Fair Price-To-Earnings Ratio (20.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 1SQ forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€40.55
€59.59
+47.0%
21.8%€92.77€30.92n/a41
Apr ’26€50.57
€85.22
+68.5%
17.2%€115.86€37.08n/a42
Mar ’26€61.39
€92.60
+50.8%
16.9%€120.53€38.57n/a42
Feb ’26€88.92
€96.20
+8.2%
17.5%€120.13€38.44n/a40
Jan ’26€83.88
€93.14
+11.0%
18.5%€119.89€38.36n/a41
Dec ’25€84.57
€87.55
+3.5%
17.3%€113.40€37.80n/a41
Nov ’25€66.76
€80.06
+19.9%
15.2%€92.45€36.98n/a41
Oct ’25€58.97
€79.23
+34.4%
14.5%€90.59€36.24n/a40
Sep ’25€58.95
€78.97
+34.0%
14.1%€89.41€35.76n/a38
Aug ’25€57.35
€83.79
+46.1%
13.9%€98.23€37.07n/a39
Jul ’25€58.76
€84.47
+43.8%
13.5%€98.72€37.25n/a39
Jun ’25€58.35
€84.05
+44.0%
13.1%€97.71€36.87n/a40
May ’25€68.99
€85.06
+23.3%
13.5%€102.88€37.41€50.8643
Apr ’25€77.78
€83.79
+7.7%
13.5%€102.41€37.24€50.5742
Mar ’25€72.66
€82.76
+13.9%
13.2%€101.51€36.91€61.3944
Feb ’25€59.92
€74.51
+24.4%
17.4%€92.23€36.89€88.9242
Jan ’25€72.32
€69.41
-4.0%
19.0%€90.80€36.32€83.8841
Dec ’24€59.16
€66.38
+12.2%
19.5%€91.95€36.78€84.5743
Nov ’24€38.11
€69.12
+81.4%
22.4%€103.61€32.97€66.7643
Oct ’24€42.56
€76.77
+80.4%
17.3%€104.05€33.11€58.9739
Sep ’24€54.11
€78.01
+44.2%
16.1%€101.42€32.25€58.9539
Aug ’24€71.41
€77.73
+8.9%
20.2%€133.34€31.73€57.3540
Jul ’24€60.18
€77.40
+28.6%
21.1%€134.96€32.12€58.7639
Jun ’24€57.05
€80.46
+41.0%
20.8%€137.17€32.64€58.3539
May ’24€54.72
€84.81
+55.0%
14.9%€136.73€63.81€68.9938
AnalystConsensusTarget
Consensus Narrative from 41 Analysts
€58.64
Fair Value
30.9% undervalued intrinsic discount
41
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/05 11:02
End of Day Share Price 2025/05/05 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Block, Inc. is covered by 70 analysts. 37 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Oliver LesterArete Research Services LLP
null nullArgus Research Company
Stephen BiggarArgus Research Company