TransUnion (1TRU) Stock Overview

Operates as a global consumer credit reporting agency that provides risk and information solutions. More details

1TRU fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	4/6
Past Performance	4/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 38.2% below our estimate of its fair value

Earnings are forecast to grow 20.4% per year

Earnings grew by 87.5% over the past year

Analysts in good agreement that stock price will rise by 24.6%

Risk Analysis

Debt is not well covered by operating cash flow

Shares are highly illiquid

1TRU Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

View Stock Community

TransUnion Competitors

Price History & Performance

Summary of share price highs, lows and changes for TransUnion
Historical stock prices
Current Share Price	US$74.00
52 Week High	US$0
52 Week Low	US$0
Beta	1.73
1 Month Change	4.23%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.23%

Recent updates

Shareholder Returns

	1TRU	IT Professional Services	IT Market
7D	0.7%	1.0%	2.8%
1Y	n/a	62.8%	31.4%

Return vs Industry: Insufficient data to determine how 1TRU performed against the Italian Professional Services industry.

Return vs Market: Insufficient data to determine how 1TRU performed against the Italian Market.

Price Volatility

Is 1TRU's price volatile compared to industry and market?
1TRU volatility
1TRU Average Weekly Movement	n/a
Professional Services Industry Average Movement	4.2%
Market Average Movement	4.0%
10% most volatile stocks in IT Market	6.9%
10% least volatile stocks in IT Market	2.4%

Stable Share Price: 1TRU's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1TRU's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1968	13,400	Chris Cartwright	www.transunion.com

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International.

TransUnion Fundamentals Summary

How do TransUnion's earnings and revenue compare to its market cap?
1TRU fundamental statistics
Market cap	€14.18b
Earnings (TTM)	€357.93m
Revenue (TTM)	€3.78b

39.6x

P/E Ratio

3.7x

P/S Ratio

Is 1TRU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1TRU income statement (TTM)
Revenue	US$4.44b
Cost of Revenue	US$1.81b
Gross Profit	US$2.63b
Other Expenses	US$2.21b
Earnings	US$420.40m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	2.16
Gross Margin	59.31%
Net Profit Margin	9.46%
Debt/Equity Ratio	111.8%

How did 1TRU perform over the long term?

See historical performance and comparison

Dividends

0.5%

Current Dividend Yield

21%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/01/02 22:45
End of Day Share Price	2025/12/30 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TransUnion is covered by 26 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jeffrey Meuler	Baird
Manav Patnaik	Barclays
Ryan Griffin	BMO Capital Markets Equity Research

TransUnionBIT:1TRU Stock Report