UMB Financial Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

BIT:1UMBF Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
07 Mar 25	Sell€94,354	Nikki Newton	Individual	1,000	€94.44
03 Mar 25	Buy€18,756	Tamara Peterman	Individual	178.67	€104.98
03 Mar 25	Buy€26,794	Gregory Graves	Individual	255.24	€104.98
21 Feb 25	Sell€363,708	J. Kemper	Individual	3,500	€104.19
03 Feb 25	Sell€58,300	Kevin Gallagher	Individual	527	€110.63
03 Feb 25	Sell€961,923	J. Kemper	Individual	8,752	€110.05
02 Dec 24	Sell€2,893,370	J. Kemper	Individual	24,300	€119.28
21 Nov 24	Sell€100,442	Robert Beaird	Individual	854	€117.61
07 Nov 24	Sell€138,575	Nikki Newton	Individual	1,200	€115.48
07 Nov 24	Sell€455,851	Thomas Terry	Individual	3,959	€115.61
06 Nov 24	Sell€712,809	James Rine	Individual	6,255	€114.26
06 Nov 24	Sell€11,452	David Odgers	Individual	100	€114.52
01 Nov 24	Buy€18,190	Tamara Peterman	Individual	180.56	€100.74
01 Nov 24	Buy€25,953	Gregory Graves	Individual	257.62	€100.74
01 Nov 24	Sell€86,414	John Pauls	Individual	849	€101.79
01 Nov 24	Sell€2,437,721	J. Kemper	Individual	24,300	€101.67
01 Oct 24	Sell€2,234,998	J. Kemper	Individual	24,300	€93.07
06 Sep 24	Sell€461,558	Kris Robbins	Individual	5,000	€92.31
03 Sep 24	Sell€2,267,409	J. Kemper	Individual	24,300	€93.45
26 Aug 24	Sell€185,849	Ram Shankar	Individual	2,000	€93.17
23 Aug 24	Sell€52,877	James Mason	Individual	574	€92.23
23 Aug 24	Sell€656,793	James Rine	Individual	7,315	€90.74
23 Aug 24	Sell€568,031	Thomas Terry	Individual	6,133	€92.62
22 Aug 24	Sell€88,094	J. Kemper	Individual	1,000	€88.09
19 Aug 24	Sell€106,615	Nikki Newton	Individual	1,200	€88.85
15 Aug 24	Sell€131,633	Stacy King	Individual	1,500	€88.08
06 Aug 24	Sell€138,012	John Pauls	Individual	1,623	€85.04
02 Aug 24	Sell€59,560	Robert Beaird	Individual	698	€85.33
02 Aug 24	Sell€64,058	Amy Harris	Individual	736	€87.08
02 Aug 24	Sell€2,046,443	J. Kemper	Individual	23,557	€89.05
01 Aug 24	Buy€52,152	Gregory Graves	Individual	565.01	€92.30
01 Aug 24	Buy€36,508	Tamara Peterman	Individual	395.51	€92.31
01 Aug 24	Sell€613,566	J. Kemper	Individual	6,761	€90.96
01 Aug 24	Sell€823,529	J. Kemper	Individual	9,117	€90.42
01 Jul 24	Sell€1,218,551	J. Kemper	Individual	15,713	€77.75
03 Jun 24	Sell€1,133,740	J. Kemper	Individual	15,218	€74.82

Insider Trading Volume

Insider Buying: 1UMBF insiders have sold more shares than they have bought in the past 3 months.

Ownership Breakdown

What is the ownership structure of 1UMBF?
Owner Type	Number of Shares	Ownership Percentage
State or Government	17,857	0.0235%
Private Companies	744,952	0.981%
Individual Insiders	2,350,484	3.1%
General Public	17,667,806	23.3%
Institutions	55,137,440	72.6%

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 55.7%.

Top Shareholders

Top 25 shareholders own 54.11% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
11.6%	BlackRock, Inc.	8,831,170	€846.6m	45.9%	0.01%
9.66%	The Vanguard Group, Inc.	7,332,764	€703.0m	54%	0.01%
4.12%	State Street Global Advisors, Inc.	3,129,526	€300.0m	10.8%	0.01%
2.66%	Citadel Advisors LLC	2,021,581	€193.8m	-6.43%	0.21%
2.66%	Wellington Management Group LLP	2,021,285	€193.8m	5.32%	0.03%
2.52%	Allspring Global Investments, LLC	1,912,883	€183.4m	10%	0.31%
2.51%	American Century Investment Management Inc	1,907,422	€182.9m	-2.08%	0.1%
2.43%	J. Kemper	1,841,128	€176.5m	1.06%	no data
2%	Dimensional Fund Advisors LP	1,515,007	€145.2m	-4.98%	0.02%
1.63%	Victory Capital Management Inc.	1,236,487	€118.5m	-14.6%	0.12%
1.47%	Geode Capital Management, LLC	1,112,460	€106.6m	-0.16%	0.01%
1.11%	Principal Global Investors, LLC	839,879	€80.5m	4.29%	0.04%
1.07%	Charles Schwab Investment Management, Inc.	813,757	€78.0m	44.3%	0.01%
1.04%	FMR LLC	787,803	€75.5m	-17%	no data
1.02%	Millennium Management LLC	777,308	€74.5m	-8.48%	0.07%
0.84%	GW&K Investment Management, LLC	640,443	€61.4m	-1.5%	0.59%
0.84%	Northern Trust Global Investments	637,072	€61.1m	16.2%	0.01%
0.8%	R.C. Kemper, Jr. Charitable Trust and Foundation, Endowment Arm	605,250	€58.0m	-8.25%	no data
0.68%	Goldman Sachs Asset Management, L.P.	516,615	€49.5m	0.83%	0.01%
0.61%	CapFinancial Partners, LLC, Asset Management Arm	461,031	€44.2m	17.5%	0.14%
0.59%	Neuberger Berman Investment Advisers LLC	449,987	€43.1m	12,600%	0.04%
0.56%	Freestone Grove Partners LP	427,390	€41.0m	0%	0.56%
0.56%	Teachers Insurance and Annuity Association-College Retirement Equities Fund	424,340	€40.7m	0%	0.01%
0.56%	Global Alpha Capital Management Ltd.	422,023	€40.5m	-23.6%	1.16%
0.55%	Zurich Insurance Group AG, Asset Management Arm	418,228	€40.1m	-9.42%	0.36%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/13 04:11
End of Day Share Price	2025/05/13 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UMB Financial Corporation is covered by 15 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jared David Shaw	Barclays
Brandon Berman	BofA Global Research
Benjamin Gerlinger	Citigroup Inc