First Horizon's earnings have been declining at an average annual rate of -4.5%, while the Banks industry saw earnings growing at 19.5% annually. Revenues have been declining at an average rate of 0.2% per year. First Horizon's return on equity is 11%, and it has net margins of 29.2%.
Key information
-4.50%
Earnings growth rate
-3.68%
EPS growth rate
Banks Industry Growth
21.39%
Revenue growth rate
-0.16%
Return on equity
11.01%
Net Margin
29.16%
Next Earnings Update
15 Jul 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How First Horizon makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
BIT:1FHN Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
3,429
1,000
1,633
0
31 Dec 25
3,354
956
1,614
0
30 Sep 25
3,184
856
1,634
0
30 Jun 25
3,083
816
1,608
0
31 Mar 25
3,043
767
1,515
0
31 Dec 24
3,040
738
1,551
0
30 Sep 24
3,071
757
1,636
0
30 Jun 24
2,947
673
1,616
0
31 Mar 24
2,942
806
1,612
0
31 Dec 23
2,982
865
1,503
0
30 Sep 23
3,070
947
1,570
0
30 Jun 23
3,215
1,076
1,575
0
31 Mar 23
3,173
924
1,559
0
31 Dec 22
3,112
868
1,590
0
30 Sep 22
3,063
829
1,614
0
30 Jun 22
3,095
795
1,659
0
31 Mar 22
3,278
924
1,699
0
31 Dec 21
3,380
962
1,719
0
30 Sep 21
3,548
977
1,719
0
30 Jun 21
3,298
1,277
1,704
0
31 Mar 21
2,793
1,035
1,528
0
31 Dec 20
2,118
822
1,433
0
30 Sep 20
1,796
705
1,194
0
30 Jun 20
1,658
291
991
0
31 Mar 20
1,716
348
943
0
31 Dec 19
1,819
435
986
0
30 Sep 19
1,737
414
888
0
30 Jun 19
1,931
575
905
0
31 Mar 19
1,919
547
937
0
31 Dec 18
1,935
539
955
0
30 Sep 18
1,897
390
925
0
30 Jun 18
1,582
187
875
0
31 Mar 18
1,474
196
835
0
31 Dec 17
1,343
159
785
0
30 Sep 17
1,291
265
755
0
30 Jun 17
1,284
261
768
0
31 Mar 17
1,271
227
769
0
31 Dec 16
1,267
221
774
0
30 Sep 16
1,243
215
762
0
30 Jun 16
1,196
210
737
0
31 Mar 16
1,173
204
726
0
31 Dec 15
1,152
80
723
0
30 Sep 15
1,123
80
727
0
Quality Earnings: 1FHN has high quality earnings.
Growing Profit Margin: 1FHN's current net profit margins (29.2%) are higher than last year (25.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 1FHN's earnings have declined by 4.5% per year over the past 5 years.
Accelerating Growth: 1FHN's earnings growth over the past year (30.4%) exceeds its 5-year average (-4.5% per year).
Earnings vs Industry: 1FHN earnings growth over the past year (30.4%) exceeded the Banks industry 2.6%.
Return on Equity
High ROE: 1FHN's Return on Equity (11%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/09 21:07
End of Day Share Price
2026/07/09 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Horizon Corporation is covered by 36 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.