Kvika banki hf Balance Sheet Health
Financial Health criteria checks 4/6
Kvika banki hf has total assets of ISK335.4B and total equity of ISK82.0B. Total deposits are ISK133.8B, and total loans are ISK136.3B.
Key information
4.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Kr133.77b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | Kr29.90b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KVIKA's Assets to Equity ratio (4.1x) is low.
Allowance for Bad Loans: KVIKA has a low allowance for bad loans (37%).
Low Risk Liabilities: 53% of KVIKA's liabilities are made up of primarily low risk sources of funding.
Loan Level: KVIKA has an appropriate level of Loans to Assets ratio (41%).
Low Risk Deposits: KVIKA's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: KVIKA has a high level of bad loans (4.3%).