Arion banki hf Balance Sheet Health
Financial Health criteria checks 3/6
Arion banki hf has total assets of ISK1,605.7B and total equity of ISK198.7B. Total deposits are ISK848.4B, and total loans are ISK1,220.4B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are ISK108.1B.
Key information
8.1x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | ISK 848.43b |
| Loan to deposit ratio | High |
| Bad loans | 2.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ISK 108.10b |
Recent financial health updates
No updates
Recent updates
We Discuss Whether Arion banki hf.'s (ICE:ARION) CEO Is Due For A Pay Rise
Mar 07
Analyst Estimates: Here's What Brokers Think Of Arion banki hf. (ICE:ARION) After Its Third-Quarter Report
Oct 29Arion banki hf's (ICE:ARION) Dividend Will Be Increased To Kr15.00
Feb 24If You Like EPS Growth Then Check Out Arion banki hf (ICE:ARION) Before It's Too Late
Nov 24Upgrade: Analysts Just Made A Captivating Increase To Their Arion banki hf. (ICE:ARION) Forecasts
Jul 21I Ran A Stock Scan For Earnings Growth And Arion banki hf (ICE:ARION) Passed With Ease
Jul 02Income Investors Should Know That Arion banki hf. (ICE:ARION) Goes Ex-Dividend Soon
Mar 13The Arion banki hf (ICE:ARION) Share Price Is Up 26% And Shareholders Are Holding On
Feb 09What You Need To Know About Arion banki hf.'s (ICE:ARION) Investor Composition
Dec 17Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARION's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: ARION has a low allowance for bad loans (33%).
Low Risk Liabilities: 60% of ARION's liabilities are made up of primarily low risk sources of funding.
Loan Level: ARION has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: ARION's Loans to Deposits ratio (144%) is high.
Level of Bad Loans: ARION has a high level of bad loans (2.4%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 18:23 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Arion banki hf. is covered by 8 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Johan Ström | Carnegie Investment Bank AB |
| Andrew Coombs | Citigroup Inc |
| Kazim Andaç | Deutsche Bank |