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PAYT

One97 CommunicationsNSEI:PAYTM Stock Report

Market Cap

₹1.1t

7D

13.7%

1Y

n/a

Updated

30 Nov, 2021

Data

Company Financials +
PAYTM fundamental analysis
Snowflake Score
Valuation0/6
Future Growth2/6
Past Performance0/6
Financial Health5/6
Dividends0/6

PAYTM Stock Overview

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India.

One97 Communications Competitors

Amazon.com

NasdaqGS:AMZN

US$1.8t

Alibaba Group Holding

NYSE:BABA

US$356.8b

Mastercard

NYSE:MA

US$317.4b

PayPal Holdings

NasdaqGS:PYPL

US$220.0b

Price History & Performance

Summary of all time highs, changes and price drops for One97 Communications
Historical stock prices
Current Share Price₹1,699.60
52 Week High₹1,955.00
52 Week Low₹1,271.00
Beta0
1 Month Changen/a
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO8.89%

Recent News & Updates

Shareholder Returns

PAYTMIN ITIN Market
7D13.7%-0.05%-1.7%
1Yn/a51.4%42.2%

Return vs Industry: Insufficient data to determine how PAYTM performed against the Indian IT industry.

Return vs Market: Insufficient data to determine how PAYTM performed against the Indian Market.

Price Volatility

Is PAYTM's price volatile compared to industry and market?
PAYTM volatility
PAYTM Average Weekly Movementn/a
IT Industry Average Movement6.7%
Market Average Movement6.1%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market3.8%

Stable Share Price: Insufficient data to determine PAYTM's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine PAYTM's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
200010,266Vijay Sharmahttps://www.paytm.com

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India. The company provides a suite of payment services for consumers and merchants to make and receive payments in a secure manner both online and in-store; and lifestyle commerce services, such as ticketing, travel, entertainment, gaming, food delivery, ride hailing, and other services. It also offers software and cloud services for merchants, including billing, ledger, vendor management, customer promotions, and catalogue and inventory management; and business management tools comprising real time bank settlement and analytics, reconciliation services, banking services, access to financial services, and business growth insight tools to measure their business performance, as well as software and cloud services to enterprises, telecom companies, and digital and fintech platforms to track and enhance customer engagement, build payment systems, and unlock customer insights.

One97 Communications Fundamentals Summary

How do One97 Communications's earnings and revenue compare to its market cap?
PAYTM fundamental statistics
Market Cap₹1.10t
Earnings (TTM)-₹18.30b
Revenue (TTM)₹35.65b

30.9x

P/S Ratio

-60.2x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PAYTM income statement (TTM)
Revenue₹35.65b
Cost of Revenue₹36.65b
Gross Profit-₹1.00b
Expenses₹17.30b
Earnings-₹18.30b

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-28.23
Gross Margin-2.81%
Net Profit Margin-51.34%
Debt/Equity Ratio9.8%

How did PAYTM perform over the long term?

See historical performance and comparison

Valuation

Is One97 Communications undervalued compared to its fair value and its price relative to the market?

18.95x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate PAYTM's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate PAYTM's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: PAYTM is unprofitable, so we can't compare its PE Ratio to the Indian IT industry average.

PE vs Market: PAYTM is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate PAYTM's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: PAYTM is overvalued based on its PB Ratio (18.9x) compared to the IN IT industry average (2.1x).


Future Growth

How is One97 Communications forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

31.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: PAYTM is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: PAYTM is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: PAYTM is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: PAYTM's revenue (27.1% per year) is forecast to grow faster than the Indian market (12.7% per year).

High Growth Revenue: PAYTM's revenue (27.1% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: PAYTM is forecast to be unprofitable in 3 years.


Past Performance

How has One97 Communications performed over the past 5 years?

19.3%

Last years earnings growth


Earnings and Revenue History

Quality Earnings: PAYTM is currently unprofitable.

Growing Profit Margin: PAYTM is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if PAYTM's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Unable to compare PAYTM's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: PAYTM is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (37.6%).


Return on Equity

High ROE: PAYTM has a negative Return on Equity (-31.68%), as it is currently unprofitable.


Financial Health

How is One97 Communications's financial position?


Financial Position Analysis

Short Term Liabilities: PAYTM's short term assets (₹70.6B) exceed its short term liabilities (₹33.9B).

Long Term Liabilities: PAYTM's short term assets (₹70.6B) exceed its long term liabilities (₹4.5B).


Debt to Equity History and Analysis

Debt Level: PAYTM has more cash than its total debt.

Reducing Debt: Insufficient data to determine if PAYTM's debt to equity ratio has reduced over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: PAYTM has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: PAYTM has sufficient cash runway for 1.2 years if free cash flow continues to grow at historical rates of 45% each year.


Dividend

What is One97 Communications's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate PAYTM's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate PAYTM's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if PAYTM's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PAYTM's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of PAYTM's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.3yrs

Average board tenure


CEO

Vijay Sharma (42 yo)

no data

Tenure

₹5,524,850

Compensation

Mr. Vijay Shekhar Sharma is the Founder of Paytm Mobile Solutions Private Limited and serves as its Chief Executive Officer. Mr. Sharma Founded One97 Communications Ltd in 2000 and serves as its Chairman,...


Board Members

Experienced Board: PAYTM's board of directors are not considered experienced ( 0.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: PAYTM only recently listed within the past 12 months.


Top Shareholders

Company Information

One97 Communications Limited's employee growth, exchange listings and data sources


Key Information

  • Name: One97 Communications Limited
  • Ticker: PAYTM
  • Exchange: NSEI
  • Founded: 2000
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: ₹1.102t
  • Shares outstanding: 648.27m
  • Website: https://www.paytm.com

Number of Employees


Location

  • One97 Communications Limited
  • B-121, Sector 5
  • Noida
  • Uttar Pradesh
  • 201301
  • India

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/11/30 16:01
End of Day Share Price2021/11/30 00:00
Earnings2021/09/30
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.