BSE:517447

Stock Analysis Report

R S Software (India)

Executive Summary

R S Software (India) Limited provides software solutions to the electronic payment industry in India, the United States, and the United Kingdom.


Snowflake Analysis

Flawless balance sheet and overvalued.


Similar Companies

Share Price & News

How has R S Software (India)'s share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 517447's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

8.6%

517447

-4.0%

IN Software

-3.9%

IN Market


1 Year Return

-26.7%

517447

-21.1%

IN Software

4.5%

IN Market

Return vs Industry: 517447 underperformed the Indian Software industry which returned -21.1% over the past year.

Return vs Market: 517447 underperformed the Indian Market which returned 4.5% over the past year.


Shareholder returns

517447IndustryMarket
7 Day8.6%-4.0%-3.9%
30 Day-14.0%-7.3%-3.9%
90 Day0.2%-3.4%-2.1%
1 Year-26.7%-26.7%-20.3%-21.1%6.4%4.5%
3 Year-79.3%-79.3%-17.9%-24.5%19.4%12.8%
5 Year-90.5%-90.6%-8.8%-21.8%28.2%16.6%

Price Volatility Vs. Market

How volatile is R S Software (India)'s share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is R S Software (India) undervalued compared to its fair value and its price relative to the market?

0.35x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 517447's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 517447's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 517447 is unprofitable, so we can't compare its PE Ratio to the Software industry average.

PE vs Market: 517447 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 517447's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 517447 is good value based on its PB Ratio (0.4x) compared to the IN Software industry average (0.9x).


Next Steps

Future Growth

How is R S Software (India) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.5%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as R S Software (India) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has R S Software (India) performed over the past 5 years?

-65.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 517447 is currently unprofitable.

Growing Profit Margin: 517447 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 517447 is unprofitable, and losses have increased over the past 5 years at a rate of -65.2% per year.

Accelerating Growth: Unable to compare 517447's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 517447 is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (-5.4%).


Return on Equity

High ROE: 517447 has a negative Return on Equity (-23.79%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is R S Software (India)'s financial position?


Financial Position Analysis

Short Term Liabilities: 517447's short term assets (₹729.5M) exceed its short term liabilities (₹93.1M).

Long Term Liabilities: 517447's short term assets (₹729.5M) exceed its long term liabilities (₹22.5M).


Debt to Equity History and Analysis

Debt Level: 517447 is debt free.

Reducing Debt: 517447 had no debt 5 years ago.


Balance Sheet

Inventory Level: 517447 has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if 517447's debt is covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: 517447 has been profitable on average in the past, therefore cash runway is not a concern.

Forecast Cash Runway: Insufficient data to determine if 517447 has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is R S Software (India)'s current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

company0%marketbottom25%0.6%markettop25%2.7%industryaverage2.1%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate 517447's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 517447's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 517447's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 517447's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 517447 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 517447's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

14.9yrs

Average board tenure


CEO

Raj Jain (63yo)

₹6,016,000

Compensation

Mr. Rajnit Rai Jain, also known as Raj, serves as the Chairman, Chief Executive Officer and Managing Director of R. S. Software (India) Limited. Mr. Jain has been an Executive Director of R.S. Software (In ...


CEO Compensation Analysis

Compensation vs Market: Raj's total compensation ($USD83.90K) is above average for companies of similar size in the Indian market ($USD50.27K).

Compensation vs Earnings: Raj's compensation has increased whilst the company is unprofitable.


Board Members

NamePositionTenureCompensationOwnership
Rajnit Jain
Chairman0yrs₹6.02m39.25% 194.2m
Rajasekar Ramaraj
Non-Executive Independent Director10.8yrs₹600.00k1.41% 7.0m
Shital Jain
Non-Executive Independent Director19yrs₹400.00kno data
Richard Launder
Non-Executive Independent Director10.6yrs₹480.00k0.19% 931.7k
Sarita Jain
Non-Executive Director32.1yrs₹160.00k1.43% 7.1m

14.9yrs

Average Tenure

69yo

Average Age

Experienced Board: 517447's board of directors are seasoned and experienced ( 14.9 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

R S Software (India) Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: R S Software (India) Limited
  • Ticker: 517447
  • Exchange: BSE
  • Founded: 1991
  • Industry: Application Software
  • Sector: Software
  • Market Cap: ₹494.885m
  • Shares outstanding: 25.71m
  • Website: https://www.rssoftware.com

Number of Employees


Location

  • R S Software (India) Limited
  • FMC FORTUNA
  • 1st Floor
  • Kolkata
  • West Bengal
  • 700020
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
517447BSE (Mumbai Stock Exchange)YesEquity SharesININROct 1996
RSSOFTWARENSEI (National Stock Exchange of India)YesEquity SharesININROct 1996

Biography

R S Software (India) Limited provides software solutions to the electronic payment industry in India, the United States, and the United Kingdom. The company engages in the development, testing, and maintenance of software products. Its solutions cover merchant acquiring, QA and testing, data analytics, digital payments, security and compliance, and payment processing solutions, as well as Payabbhi, a payment platform. The company serves payment networks, acquiring processors, financial institutions/banks, and merchants. R S Software (India) Limited was founded in 1991 and is headquartered in Kolkata, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/28 12:48
End of Day Share Price2020/02/28 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.