EFC (I) Past Earnings Performance

Past criteria checks 5/6

EFC (I) has been growing earnings at an average annual rate of 77.5%, while the Retail Distributors industry saw earnings growing at 31.3% annually. Revenues have been growing at an average rate of 70.4% per year. EFC (I)'s return on equity is 28%, and it has net margins of 17.1%.

Key information

77.47%

Earnings growth rate

72.66%

EPS growth rate

Retail Distributors Industry Growth	21.58%
Revenue growth rate	70.41%
Return on equity	28.02%
Net Margin	17.14%
Last Earnings Update	30 Sep 2025

Recent past performance updates

Recent updates

Investors Aren't Entirely Convinced By EFC (I) Limited's (NSE:EFCIL) Earnings

Nov 14

Revenue & Expenses Breakdown

How EFC (I) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:EFCIL Revenue, expenses and earnings (INR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 25	8,625	1,478	443
30 Jun 25	7,743	1,321	376
31 Mar 25	6,567	1,128	313
31 Dec 24	5,298	1,100	231
30 Sep 24	5,246	885	189
30 Jun 24	4,651	699	164
31 Mar 24	4,195	580	141
31 Dec 23	3,882	301	131
30 Sep 23	2,424	165	104
30 Jun 23	1,592	93	73
31 Mar 23	1,032	43	51
31 Dec 22	413	38	15
30 Sep 22	150	14	5
30 Jun 22	4	3	0
31 Mar 22	0	0	0
31 Dec 21	0	0	0
30 Sep 21	0	1	0
30 Jun 21	0	1	0
31 Mar 21	0	1	0
31 Dec 20	0	1	0
30 Sep 20	0	1	0
30 Jun 20	0	2	0
31 Mar 20	0	1	0
31 Dec 19	3	1	0
30 Sep 19	13	1	0
30 Jun 19	21	0	0
31 Mar 19	21	0	0
31 Dec 18	19	0	0
30 Sep 18	8	0	0
30 Jun 18	0	1	0
31 Mar 18	28	1	0
31 Dec 17	46	1	0
30 Sep 17	69	0	0
30 Jun 17	69	0	0
31 Mar 17	54	0	0
31 Dec 16	56	1	0
30 Sep 16	46	0	0
30 Jun 16	46	0	0
31 Mar 16	51	0	0
31 Dec 15	69	0	0
30 Sep 15	63	0	0
30 Jun 15	68	0	0
31 Mar 15	50	1	0
31 Dec 14	25	1	0

Quality Earnings: EFCIL has high quality earnings.

Growing Profit Margin: EFCIL's current net profit margins (17.1%) are higher than last year (16.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: EFCIL's earnings have grown significantly by 77.5% per year over the past 5 years.

Accelerating Growth: EFCIL's earnings growth over the past year (66.9%) is below its 5-year average (77.5% per year).

Earnings vs Industry: EFCIL earnings growth over the past year (66.9%) exceeded the Retail Distributors industry 22.7%.

Return on Equity

High ROE: EFCIL's Return on Equity (28%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/16 06:05
End of Day Share Price	2025/11/14 00:00
Earnings	2025/09/30
Annual Earnings	2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

EFC (I) Limited is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Yogesh Soni	Choice Equity Broking Private Limited
Prashanth Kumar Kota	Choice Equity Broking Private Limited