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Ruchira Papers

BSE:532785
Snowflake Description

Flawless balance sheet and fair value.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
532785
BSE
₹2B
Market Cap
  1. Home
  2. IN
  3. Materials
Company description

Ruchira Papers Limited manufactures and sells paper and paper products in India and internationally. The last earnings update was 5 days ago. More info.


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  • Ruchira Papers has significant price volatility in the past 3 months.
532785 Share Price and Events
7 Day Returns
-0.1%
BSE:532785
2.8%
IN Forestry
-0.7%
IN Market
1 Year Returns
-49.4%
BSE:532785
-35.9%
IN Forestry
-12.1%
IN Market
532785 Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Ruchira Papers (532785) -0.1% -13% -17% -49.4% -9.2% 206.6%
IN Forestry 2.8% -4.4% -8.2% -35.9% -5.1% 72.8%
IN Market -0.7% -5.7% -4.3% -12.1% 13% 25.2%
1 Year Return vs Industry and Market
  • 532785 underperformed the Forestry industry which returned -35.9% over the past year.
  • 532785 underperformed the Market in India which returned -12.1% over the past year.
Price Volatility
532785
Industry
5yr Volatility vs Market

532785 Value

 Is Ruchira Papers undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Ruchira Papers to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Ruchira Papers.

BSE:532785 Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Dividend Discount Model
Dividend Per Share Company Filings (2019-06-30) in INR ₹ 2.250000
Payout Ratio Company Filings (2019-06-30) 1181%
Discount Rate (Cost of Equity) See below 22.7%
Perpetual Growth Rate 10-Year IN Government Bond Rate 7.6%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for BSE:532785
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year IN Govt Bond Rate 7.6%
Equity Risk Premium S&P Global 8.6%
Forestry Unlevered Beta Simply Wall St/ S&P Global 1.34
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.338 (1 + (1- 35%) (33.5%))
1.767
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.77
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 7.55% + (1.767 * 8.6%)
22.75%

Discounted Cash Flow Calculation for BSE:532785 using Dividend Discount Model Model

The calculations below outline how an intrinsic value for Ruchira Papers is arrived at by discounting future dividends to their present value. This approach is used for finance firms where free cash flow is difficult to estimate (e.g. Banks/ Insurance firms).

If the firm does not pay the majority of its earnings out as a dividend this method will often arrive at a value significantly lower than the share price.

See our documentation to learn about this calculation.

BSE:532785 Gordon Growth Model
Calculation Result
Value per share = Expected dividends per share / (Discount Rate - Perpetual growth rate)
= ₹2.25 / (22.75% - 7.55%)
₹14.81
BSE:532785 Discount to Share Price
Calculation Result
Value per share (INR) From above. ₹14.81
Current discount Discount to share price of ₹74.50
= -1 x (₹74.50 - ₹14.81) / ₹14.81
-403.2%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Ruchira Papers is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Ruchira Papers's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Ruchira Papers's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
BSE:532785 PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-06-30) in INR ₹16.86
BSE:532785 Share Price ** BSE (2019-08-16) in INR ₹74.5
India Forestry Industry PE Ratio Median Figure of 38 Publicly-Listed Forestry Companies 8.3x
India Market PE Ratio Median Figure of 2,785 Publicly-Listed Companies 13.56x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Ruchira Papers.

BSE:532785 PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= BSE:532785 Share Price ÷ EPS (both in INR)

= 74.5 ÷ 16.86

4.42x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Ruchira Papers is good value based on earnings compared to the IN Forestry industry average.
  • Ruchira Papers is good value based on earnings compared to the India market.
Price based on expected Growth
Does Ruchira Papers's expected growth come at a high price?
Raw Data
BSE:532785 PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 4.42x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
1.5%per year
India Forestry Industry PEG Ratio Median Figure of 6 Publicly-Listed Forestry Companies 0.56x
India Market PEG Ratio Median Figure of 544 Publicly-Listed Companies 1.09x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Ruchira Papers, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Ruchira Papers's assets?
Raw Data
BSE:532785 PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-06-30) in INR ₹100.73
BSE:532785 Share Price * BSE (2019-08-16) in INR ₹74.5
India Forestry Industry PB Ratio Median Figure of 42 Publicly-Listed Forestry Companies 0.82x
India Market PB Ratio Median Figure of 3,663 Publicly-Listed Companies 0.87x
BSE:532785 PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= BSE:532785 Share Price ÷ Book Value per Share (both in INR)

= 74.5 ÷ 100.73

0.74x

* Primary Listing of Ruchira Papers.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Ruchira Papers is good value based on assets compared to the IN Forestry industry average.
X
Value checks
We assess Ruchira Papers's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Forestry industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Forestry industry average (and greater than 0)? (1 check)
  5. Ruchira Papers has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

532785 Future Performance

 How is Ruchira Papers expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Ruchira Papers, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
1.5%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Ruchira Papers expected to grow at an attractive rate?
  • Ruchira Papers's earnings growth is positive but not above the low risk savings rate of 7.6%.
Growth vs Market Checks
  • Ruchira Papers's earnings growth is positive but not above the India market average.
  • Unable to compare Ruchira Papers's revenue growth to the India market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
BSE:532785 Future Growth Rates Data Sources
Data Point Source Value (per year)
BSE:532785 Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 1.5%
India Forestry Industry Earnings Growth Rate Market Cap Weighted Average 12.9%
India Forestry Industry Revenue Growth Rate Market Cap Weighted Average 10.2%
India Market Earnings Growth Rate Market Cap Weighted Average 17.9%
India Market Revenue Growth Rate Market Cap Weighted Average 11.4%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
BSE:532785 Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in INR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
BSE:532785 Future Estimates Data
Date (Data in INR Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
BSE:532785 Past Financials Data
Date (Data in INR Millions) Revenue Cash Flow Net Income *
2019-06-30 5,137 396
2019-03-31 4,940 402
2018-12-31 4,728 359
2018-09-30 4,659 384
2018-06-30 4,398 359
2018-03-31 4,478 471 380
2017-12-31 4,554 414
2017-09-30 4,402 375
2017-06-30 4,399 366
2017-03-31 4,171 330 325
2016-12-31 3,923 268
2016-09-30 3,798 242

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Ruchira Papers's earnings are expected to grow by 1.5% yearly, however this is not considered high growth (20% yearly).
  • Unable to determine if Ruchira Papers is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
BSE:532785 Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Ruchira Papers Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BSE:532785 Future Estimates Data
Date (Data in INR Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
BSE:532785 Past Financials Data
Date (Data in INR Millions) EPS *
2019-06-30 16.86
2019-03-31 17.43
2018-12-31 15.64
2018-09-30 17.08
2018-06-30 16.09
2018-03-31 16.96
2017-12-31 18.45
2017-09-30 16.73
2017-06-30 16.33
2017-03-31 14.49
2016-12-31 11.95
2016-09-30 10.78

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Ruchira Papers will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Ruchira Papers's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the India market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the India market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Ruchira Papers has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

532785 Past Performance

  How has Ruchira Papers performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Ruchira Papers's growth in the last year to its industry (Forestry).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Ruchira Papers has delivered over 20% year on year earnings growth in the past 5 years.
  • Ruchira Papers's 1-year earnings growth is less than its 5-year average (10.2% vs 25%)
  • Ruchira Papers's earnings growth has not exceeded the IN Forestry industry average in the past year (10.2% vs 43.2%).
Earnings and Revenue History
Ruchira Papers's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Ruchira Papers Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BSE:532785 Past Revenue, Cash Flow and Net Income Data
Date (Data in INR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-06-30 5,137.16 396.14 539.17
2019-03-31 4,939.90 402.35 535.85
2018-12-31 4,728.46 358.94 437.64
2018-09-30 4,659.43 384.41 428.98
2018-06-30 4,398.15 359.47 504.66
2018-03-31 4,477.62 380.17 406.54
2017-12-31 4,553.60 413.57 432.47
2017-09-30 4,402.40 375.17 398.73
2017-06-30 4,398.87 366.19 462.39
2017-03-31 4,171.04 324.96 339.08
2016-12-31 3,923.09 268.15 326.86
2016-09-30 3,798.09 241.95 326.91
2016-06-30 3,659.37 210.52 315.01
2016-03-31 3,625.81 194.71 299.36
2015-12-31 3,618.44 191.09 350.71
2015-09-30 3,540.27 161.34 330.53
2015-06-30 3,564.84 152.32 325.60
2015-03-31 3,465.61 128.32 249.12
2014-12-31 3,431.66 128.36 306.74
2014-09-30 3,280.89 123.97 293.65
2014-06-30 3,194.28 122.71 291.34
2014-03-31 3,201.29 152.81 285.44
2013-12-31 3,118.34 147.65 265.07
2013-09-30 3,146.15 173.37 255.32
2013-06-30 3,090.15 172.39 245.48
2013-03-31 2,974.13 164.46 225.01
2012-12-31 2,898.78 133.69 219.43
2012-09-30 2,919.62 118.08 209.53

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Ruchira Papers has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Ruchira Papers used its assets more efficiently than the IN Forestry industry average last year based on Return on Assets.
  • Ruchira Papers has improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Ruchira Papers's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Forestry industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Ruchira Papers has a total score of 3/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

532785 Health

 How is Ruchira Papers's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Ruchira Papers's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Ruchira Papers is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Ruchira Papers's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Ruchira Papers's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • High level of physical assets or inventory.
  • Debt is covered by short term assets, assets are 2.9x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Ruchira Papers Company Filings, last reported 1 month ago.

BSE:532785 Past Debt and Equity Data
Date (Data in INR Millions) Total Equity Total Debt Cash & Short Term Investments
2019-06-30 2,443.45 605.22 14.72
2019-03-31 2,443.45 605.22 14.72
2018-12-31 2,118.08 634.29 17.39
2018-09-30 2,118.08 634.29 17.39
2018-06-30 1,913.45 758.88 12.46
2018-03-31 1,913.45 882.05 12.46
2017-12-31 1,743.40 553.42 22.64
2017-09-30 1,743.40 553.42 22.64
2017-06-30 1,527.51 746.50 16.36
2017-03-31 1,527.51 702.59 16.36
2016-12-31 1,354.40 734.61 17.13
2016-09-30 1,354.40 734.61 17.13
2016-06-30 1,207.03 730.26 15.74
2016-03-31 1,207.03 730.26 15.74
2015-12-31 1,152.93 783.20 47.07
2015-09-30 1,152.93 783.20 47.07
2015-06-30 1,052.80 745.39 20.18
2015-03-31 1,052.80 713.13 20.18
2014-12-31 1,026.57 859.06 23.64
2014-09-30 1,026.57 859.06 23.64
2014-06-30 959.45 959.45 32.30
2014-03-31 959.45 925.80 32.30
2013-12-31 934.07 997.68 50.26
2013-09-30 934.07 997.68 50.26
2013-06-30 838.12 883.12 45.91
2013-03-31 838.12 1,064.91 45.91
2012-12-31 786.76 1,182.04 17.50
2012-09-30 786.76 1,182.04 17.50
  • Ruchira Papers's level of debt (24.8%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (99.8% vs 24.8% today).
  • Debt is well covered by operating cash flow (77.8%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 8.6x coverage).
X
Financial health checks
We assess Ruchira Papers's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Ruchira Papers has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

532785 Dividends

 What is Ruchira Papers's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
3.02%
Current annual income from Ruchira Papers dividends.
If you bought ₹2,000 of Ruchira Papers shares you are expected to receive ₹60 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Ruchira Papers's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.63%).
  • Ruchira Papers's dividend is above the markets top 25% of dividend payers in India (2.52%).
Upcoming dividend payment

Purchase Ruchira Papers before the 'Ex-dividend' to receive their next dividend payment.

Dividends are usually paid every 3 or 6 months, you can time your share purchase to take advantage of upcoming dividend payments.
Dividend payment calendar
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
BSE:532785 Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
India Forestry Industry Average Dividend Yield Market Cap Weighted Average of 20 Stocks 1.8%
India Market Average Dividend Yield Market Cap Weighted Average of 1441 Stocks 1.5%
India Minimum Threshold Dividend Yield 10th Percentile 0.3%
India Bottom 25% Dividend Yield 25th Percentile 0.6%
India Top 25% Dividend Yield 75th Percentile 2.5%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

BSE:532785 Future Dividends Estimate Data
Date (Data in ₹) Dividend per Share (annual) Avg. No. Analysts
BSE:532785 Past Annualized Dividends Data
Date (Data in ₹) Dividend per share (annual) Avg. Yield (%)
2019-05-27 2.250 2.596
2018-09-28 2.250 1.963
2017-09-22 2.250 1.474
2016-10-03 1.500 1.109
2015-09-28 1.300 2.060
2014-09-25 1.200 4.029
2013-08-12 1.000 5.449
2013-05-28 1.000 6.247
2013-02-13 1.000 6.409

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Whilst dividend payments have been stable, Ruchira Papers has been paying a dividend for less than 10 years.
  • Dividend payments have increased, but Ruchira Papers only paid a dividend in the past 7 years.
Current Payout to shareholders
What portion of Ruchira Papers's earnings are paid to the shareholders as a dividend.
  • Dividends paid are thoroughly covered by earnings (7.5x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Ruchira Papers's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Ruchira Papers afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Ruchira Papers has a total score of 3/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

532785 Management

 What is the CEO of Ruchira Papers's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Umesh Garg
COMPENSATION ₹21,120,000
AGE 70
TENURE AS CEO 36.6 years
CEO Bio

Mr. Umesh Chander Garg has been the Managing Director of Ruchira Papers Limited since January 1, 1983. Mr. Garg has been an instrumental in the technological upgradation of plant and capacity expansion. He has been looking after the production and technical aspects of Ruchira Papers. Mr. Garg has been an Executive Director at Ruchira Papers Ltd. since December 8, 1980.

CEO Compensation
  • Umesh's compensation has increased by more than 20% in the past year whilst earnings grew less than 20%.
  • Umesh's remuneration is higher than average for companies of similar size in India.
Management Team Tenure

Average tenure and age of the Ruchira Papers management team in years:

9.1
Average Tenure
50
Average Age
  • The average tenure for the Ruchira Papers management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

Jatinder Singh

TITLE
Co-Chairman
COMPENSATION
₹21M
AGE
65

Umesh Garg

TITLE
MD & Executive Director
COMPENSATION
₹21M
AGE
70
TENURE
36.6 yrs

Subhash Garg

TITLE
Chairman
COMPENSATION
₹21M
AGE
77

Vipin Gupta

TITLE
CFO & Executive Director
COMPENSATION
₹4M
AGE
50
TENURE
5.3 yrs

Jagdeep Singh

TITLE
Vice President of Operations
AGE
34
TENURE
10.8 yrs

Deepan Garg

TITLE
Vice President of Technical
AGE
44
TENURE
10.8 yrs

Atul Garg

TITLE
Vice President of Administration
AGE
43
TENURE
7 yrs

Vishav Sethi

TITLE
Company Secretary & Compliance Officer
COMPENSATION
₹1M
TENURE
7.4 yrs

Parveen Garg

TITLE
Senior Vice President of Corporate Social Responsibility
AGE
72
TENURE
6.3 yrs

Daljeet Mandhan

TITLE
Vice President of Commercial
AGE
32
TENURE
10.8 yrs
Board of Directors Tenure

Average tenure and age of the Ruchira Papers board of directors in years:

14.9
Average Tenure
70
Average Age
  • The average tenure for the Ruchira Papers board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Jatinder Singh

TITLE
Co-Chairman
COMPENSATION
₹21M
AGE
65
TENURE
0.2 yrs

Umesh Garg

TITLE
MD & Executive Director
COMPENSATION
₹21M
AGE
70
TENURE
38.7 yrs

Subhash Garg

TITLE
Chairman
COMPENSATION
₹21M
AGE
77
TENURE
36.6 yrs

Vipin Gupta

TITLE
CFO & Executive Director
COMPENSATION
₹4M
AGE
50
TENURE
7.8 yrs

Surinder Gupta

TITLE
Independent Non-Executive Director
COMPENSATION
₹120K
AGE
66
TENURE
14.9 yrs

Swatantar Dewan

TITLE
Independent Non-Executive Director
COMPENSATION
₹120K
AGE
73
TENURE
14 yrs

Dalbir Singh

TITLE
Independent Non-Executive Director
COMPENSATION
₹120K
AGE
83
TENURE
14.9 yrs

Avtar Bajwa

TITLE
Independent Non-Executive Director
COMPENSATION
₹120K
AGE
75
TENURE
14.9 yrs

Suhasini Yadav

TITLE
Independent Non-Executive Director
COMPENSATION
₹120K
AGE
47
TENURE
4.9 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (₹) Value (₹)
X
Management checks
We assess Ruchira Papers's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Ruchira Papers has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

532785 News

Simply Wall St News

Should You Buy Ruchira Papers Limited (BOM:532785) For Its Dividend?

In the past 5 years Ruchira Papers Limited (BOM:532785) has returned an average of 3.00% per year to investors in the form of dividend payouts. … 5 questions to ask before buying a dividend stock … Whenever I am looking at a potential dividend stock investment, I always check these five metrics:

Simply Wall St -

532785 Company Info

Description

Ruchira Papers Limited manufactures and sells paper and paper products in India and internationally. The company offers writing and printing papers, which are used for manufacturing notebooks, publications, etc.; and colored papers used in the fabrication of spiral notebooks, wedding cards, shade cards, children’s coloring books, colored copier papers, and bill books. It also provides Kraft papers for making corrugated boxes/cartons, as well as for other packaging products, such as textile tubes and paper core-pipes. The company was incorporated in 1980 and is based in Yamuna Nagar, India.

Details
Name: Ruchira Papers Limited
532785
Exchange: BSE
Founded: 1980
₹1,806,759,398
24,251,804
Website: http://www.ruchirapapers.com
Address: Ruchira Papers Limited
21-22, New Professors Colony,
Yamuna Nagar,
Haryana, 135001,
India
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
BSE 532785 Equity Shares Mumbai Stock Exchange IN INR 20. Dec 2006
NSEI RUCHIRA Equity Shares National Stock Exchange of India IN INR 20. Dec 2006
Number of employees
Current staff
Staff numbers
1,014
Ruchira Papers employees.
Industry
Paper Products
Materials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/08/17 12:47
End of day share price update: 2019/08/16 00:00
Last estimates confirmation: 2018/05/18
Last earnings filing: 2019/08/12
Last earnings reported: 2019/06/30
Last annual earnings reported: 2019/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.