PB Fintech Past Earnings Performance
Past criteria checks 2/6
PB Fintech has been growing earnings at an average annual rate of 38.3%, while the Insurance industry saw earnings growing at 22.4% annually. Revenues have been growing at an average rate of 40.1% per year. PB Fintech's return on equity is 3.4%, and it has net margins of 5.1%.
Key information
38.3%
Earnings growth rate
40.8%
EPS growth rate
| Insurance Industry Growth | 8.5% |
| Revenue growth rate | 40.1% |
| Return on equity | 3.4% |
| Net Margin | 5.1% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How PB Fintech makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 41,382 | 2,095 | 11,028 | 0 |
| 30 Jun 24 | 37,826 | 1,386 | 10,649 | 0 |
| 31 Mar 24 | 34,377 | 670 | 10,169 | 0 |
| 31 Dec 23 | 32,172 | -26 | 12,307 | 0 |
| 30 Sep 23 | 29,564 | -1,279 | 13,130 | 0 |
| 30 Jun 23 | 27,182 | -2,943 | 13,694 | 0 |
| 31 Mar 23 | 25,579 | -4,872 | 14,571 | 0 |
| 31 Dec 22 | 22,290 | -6,979 | 13,516 | 0 |
| 30 Sep 22 | 19,862 | -9,086 | 12,811 | 0 |
| 30 Jun 22 | 16,923 | -9,264 | 11,222 | 0 |
| 31 Mar 22 | 14,249 | -8,329 | 9,254 | 0 |
| 31 Dec 21 | 11,554 | -6,777 | 6,847 | 0 |
| 31 Mar 21 | 8,867 | -1,502 | 4,279 | 0 |
| 31 Mar 20 | 7,713 | -3,040 | 4,976 | 0 |
| 31 Mar 19 | 4,922 | -3,468 | 3,779 | 0 |
| 31 Mar 18 | 3,339 | -592 | 1,888 | 0 |
| 31 Mar 17 | 1,839 | 73 | 1,003 | 0 |
Quality Earnings: 543390 has a large one-off gain of ₹781.8M impacting its last 12 months of financial results to 30th September, 2024.
Growing Profit Margin: 543390 became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 543390 has become profitable over the past 5 years, growing earnings by 38.3% per year.
Accelerating Growth: 543390 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: 543390 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (18.4%).
Return on Equity
High ROE: 543390's Return on Equity (3.4%) is considered low.