HDFC Life Insurance Balance Sheet Health
Financial Health criteria checks 3/6
HDFC Life Insurance has a total shareholder equity of ₹153.5B and total debt of ₹9.5B, which brings its debt-to-equity ratio to 6.2%. Its total assets and total liabilities are ₹3,200.5B and ₹3,047.0B respectively. HDFC Life Insurance's EBIT is ₹10.1B making its interest coverage ratio 14.6. It has cash and short-term investments of ₹5.8B.
Key information
6.2%
Debt to equity ratio
₹9.50b
Debt
Interest coverage ratio | 14.6x |
Cash | ₹5.80b |
Equity | ₹153.50b |
Total liabilities | ₹3.05t |
Total assets | ₹3.20t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 540777's short term assets (₹72.8B) do not cover its short term liabilities (₹87.4B).
Long Term Liabilities: 540777's short term assets (₹72.8B) do not cover its long term liabilities (₹2,959.6B).
Debt to Equity History and Analysis
Debt Level: 540777's net debt to equity ratio (2.4%) is considered satisfactory.
Reducing Debt: 540777's debt to equity ratio has increased from 0% to 6.2% over the past 5 years.
Debt Coverage: 540777's debt is well covered by operating cash flow (1128.6%).
Interest Coverage: 540777's interest payments on its debt are well covered by EBIT (14.6x coverage).