Transwarranty Finance Past Earnings Performance
Past criteria checks 2/6
Transwarranty Finance's earnings have been declining at an average annual rate of -18.9%, while the Diversified Financial industry saw earnings growing at 19.2% annually. Revenues have been declining at an average rate of 6.5% per year. Transwarranty Finance's return on equity is 2.3%, and it has net margins of 6.3%.
Key information
-18.9%
Earnings growth rate
-18.2%
EPS growth rate
| Diversified Financial Industry Growth | 18.9% |
| Revenue growth rate | -6.5% |
| Return on equity | 2.3% |
| Net Margin | 6.3% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How Transwarranty Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 126 | 8 | 44 | 0 |
| 31 Dec 23 | 85 | -76 | 47 | 0 |
| 30 Sep 23 | 78 | -83 | 47 | 0 |
| 30 Jun 23 | 65 | -92 | 43 | 0 |
| 31 Mar 23 | 65 | -90 | 47 | 0 |
| 31 Dec 22 | 119 | -35 | 44 | 0 |
| 30 Sep 22 | 118 | -31 | 43 | 0 |
| 30 Jun 22 | 118 | -28 | 41 | 0 |
| 31 Mar 22 | 116 | -23 | 41 | 0 |
| 31 Dec 21 | 132 | -27 | 40 | 0 |
| 30 Sep 21 | 132 | -28 | 39 | 0 |
| 30 Jun 21 | 132 | -29 | 39 | 0 |
| 31 Mar 21 | 129 | -31 | 38 | 0 |
| 31 Dec 20 | 66 | -60 | 44 | 0 |
| 30 Sep 20 | 60 | -63 | 46 | 0 |
| 30 Jun 20 | 56 | -86 | 41 | 0 |
| 31 Mar 20 | 54 | -66 | 48 | 0 |
| 31 Dec 19 | 128 | -13 | 48 | 0 |
| 30 Sep 19 | 154 | -2 | 48 | 0 |
| 30 Jun 19 | 156 | 3 | 40 | 0 |
| 31 Mar 19 | 165 | 3 | 46 | 0 |
| 31 Dec 18 | 132 | 12 | 46 | 0 |
| 30 Sep 18 | 114 | 6 | 44 | 0 |
| 30 Jun 18 | 136 | 11 | 43 | 0 |
| 31 Mar 18 | 155 | 8 | 46 | 0 |
| 31 Dec 17 | 189 | -3 | 48 | 0 |
| 30 Sep 17 | 203 | 6 | 48 | 0 |
| 30 Jun 17 | 185 | 7 | 39 | 0 |
| 31 Mar 17 | 174 | 12 | 45 | 0 |
| 31 Dec 16 | 126 | -5 | 46 | 0 |
| 30 Sep 16 | 130 | 2 | 49 | 0 |
| 30 Jun 16 | 136 | 1 | 43 | 0 |
| 31 Mar 16 | 148 | -5 | 50 | 0 |
| 31 Dec 15 | 134 | -5 | 61 | 0 |
| 30 Sep 15 | 130 | -18 | 58 | 0 |
| 30 Jun 15 | 130 | -3 | 40 | 0 |
| 31 Mar 15 | 124 | -2 | 46 | 0 |
| 31 Dec 14 | 114 | -6 | 58 | 0 |
| 30 Sep 14 | 144 | -6 | 57 | 0 |
| 30 Jun 14 | 136 | -2 | 41 | 0 |
| 31 Mar 14 | 133 | -13 | 61 | 0 |
| 31 Dec 13 | 183 | -15 | 85 | 0 |
| 30 Sep 13 | 174 | -26 | 98 | 0 |
| 30 Jun 13 | 183 | -35 | 108 | 0 |
Quality Earnings: TFL has a high level of non-cash earnings.
Growing Profit Margin: TFL became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TFL has become profitable over the past 5 years, growing earnings by -18.9% per year.
Accelerating Growth: TFL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: TFL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (15%).
Return on Equity
High ROE: TFL's Return on Equity (2.3%) is considered low.