SG Finserve Past Earnings Performance

Past criteria checks 2/6

SG Finserve has been growing earnings at an average annual rate of 63.1%, while the Diversified Financial industry saw earnings growing at 17.5% annually. Revenues have been growing at an average rate of 62.8% per year. SG Finserve's return on equity is 9.4%, and it has net margins of 42%.

Key information

63.11%

Earnings growth rate

47.68%

EPS growth rate

Diversified Financial Industry Growth	18.91%
Revenue growth rate	62.76%
Return on equity	9.37%
Net Margin	42.02%
Last Earnings Update	30 Sep 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How SG Finserve makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:SGFIN Revenue, expenses and earnings (INR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 25	2,389	1,004	191
30 Jun 25	1,940	861	120
31 Mar 25	1,710	810	175
31 Dec 24	1,755	810	139
30 Sep 24	1,854	790	134
30 Jun 24	1,984	823	123
31 Mar 24	1,897	786	107
31 Dec 23	1,587	688	85
30 Sep 23	1,187	518	64
30 Jun 23	768	349	38
31 Mar 23	420	184	21
31 Dec 22	137	37	9
30 Sep 22	27	-2	6
30 Jun 22	14	-6	5
31 Mar 22	21	8	6
31 Dec 21	38	21	4
30 Sep 21	32	19	4
30 Jun 21	30	20	3
31 Mar 21	24	16	2
31 Dec 20	13	2	2
30 Sep 20	6	-3	2
30 Jun 20	6	-7	2
31 Mar 20	3	-10	3
31 Dec 19	4	-2	3
30 Sep 19	4	1	3
30 Jun 19	3	-4	3
31 Mar 19	3	-3	3
31 Dec 18	7	-2	3
30 Sep 18	10	-3	3
30 Jun 18	13	4	3
31 Mar 18	14	6	3
31 Dec 17	42	3	3
30 Sep 17	41	2	3
30 Jun 17	39	2	4
31 Mar 17	8	2	3
31 Dec 16	41	2	2
30 Sep 16	43	1	3
30 Jun 16	36	1	4
31 Mar 16	39	1	4
31 Dec 15	46	0	5
30 Sep 15	50	0	5
30 Jun 15	52	2	4
31 Mar 15	64	2	4
31 Dec 14	52	5	4

Quality Earnings: SGFIN has a high level of non-cash earnings.

Growing Profit Margin: SGFIN's current net profit margins (42%) are lower than last year (42.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SGFIN has become profitable over the past 5 years, growing earnings by 63.1% per year.

Accelerating Growth: SGFIN's earnings growth over the past year (27.1%) is below its 5-year average (63.1% per year).

Earnings vs Industry: SGFIN earnings growth over the past year (27.1%) exceeded the Diversified Financial industry 13.6%.

Return on Equity

High ROE: SGFIN's Return on Equity (9.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/21 00:42
End of Day Share Price	2025/11/21 00:00
Earnings	2025/09/30
Annual Earnings	2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SG Finserve Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.