SBI Cards and Payment Services Second Quarter 2025 Earnings: Misses Expectations

Simply Wall St

October 31, 2024

SBI Cards and Payment Services (NSE:SBICARD) Second Quarter 2025 Results

Key Financial Results

Revenue: ₹24.2b (down 12% from 2Q 2024).
Net income: ₹4.04b (down 33% from 2Q 2024).
Profit margin: 17% (down from 22% in 2Q 2024). The decrease in margin was driven by lower revenue.
EPS: ₹4.25 (down from ₹6.37 in 2Q 2024).

earnings-and-revenue-growth — NSEI:SBICARD Earnings and Revenue Growth October 31st 2024

All figures shown in the chart above are for the trailing 12 month (TTM) period

SBI Cards and Payment Services Revenues and Earnings Miss Expectations

Revenue missed analyst estimates by 3.3%. Earnings per share (EPS) also missed analyst estimates by 30%.

Looking ahead, revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 22% growth forecast for the Consumer Finance industry in India.

Performance of the Indian Consumer Finance industry.

The company's shares are down 3.1% from a week ago.

Risk Analysis

Be aware that SBI Cards and Payment Services is showing 2 warning signs in our investment analysis and 1 of those is a bit unpleasant...

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.