RNFI Services Past Earnings Performance

Past criteria checks 4/6

RNFI Services has been growing earnings at an average annual rate of 21.3%, while the Consumer Finance industry saw earnings growing at 25.4% annually. Revenues have been declining at an average rate of 13.4% per year. RNFI Services's return on equity is 12.8%, and it has net margins of 1.5%.

Key information

21.3%

Earnings growth rate

19.2%

EPS growth rate

Consumer Finance Industry Growth	18.3%
Revenue growth rate	-13.4%
Return on equity	12.8%
Net Margin	1.5%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How RNFI Services makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:RNFI Revenue, expenses and earnings (INR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	8,689	133	484
30 Jun 24	9,034	120	433
31 Mar 24	9,379	106	382
31 Mar 23	10,680	54	288
31 Mar 22	1,903	52	174
31 Mar 21	1,355	75	146

Quality Earnings: RNFI has a large one-off gain of ₹28.9M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: RNFI's current net profit margins (1.5%) are higher than last year (0.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: RNFI's earnings have grown significantly by 21.3% per year over the past 5 years.

Accelerating Growth: RNFI's earnings growth over the past year (65.6%) exceeds its 5-year average (21.3% per year).

Earnings vs Industry: RNFI earnings growth over the past year (65.6%) exceeded the Consumer Finance industry 26.1%.

Return on Equity

High ROE: RNFI's Return on Equity (12.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 10:46
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

RNFI Services Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution